Dakota County property record for 3698 Cardinal Way, Eagan, MN 55123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1985 |
| Lot Size | 0.319 acres (13,885 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jun 2025) |
| Tax Bill | $4,250 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-45060-06-120 |
| Primary APN | 10-45060-06-120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Level |
| Construction Type | Wood |
| Lot Area | 13,885 sqft (0.319 acres) |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3698 CARDINAL WAY |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55123-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEXINGTON PLACE SOUTH 12 6 |
| Legal Subdivision | LEXINGTON PLACE SOUTH |
| Legal Block | 6 |
| Legal Lot Number | 120 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 60728 |
Source: Dakota County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3698 CARDINAL WAY, SAINT PAUL, MN 55123-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on Record |
| Deed Sale | Jun 11, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2023 · Amount on Record |
| Deed Document Number | 20253679227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Dec 29, 2023 |
| Property Address | 3698 CARDINAL WAY, EAGAN, MN 55123-2223 |
| Document Number | 0003614313 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 3614313 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,254.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3698 CARDINAL WAY, EAGAN, MN 55123-2223 |
| Document Number | 0003614314 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 3614314 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 3698 CARDINAL WAY, EAGAN, MN 55123-2223 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3698 CARDINAL WAY, EAGAN, MN 55123-2223 |
| Document Number | 0003563373 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 3563373 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 279 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 3698 CARDINAL WAY, EAGAN, MN 55123-2223 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3698 CARDINAL WAY, EAGAN, MN 55123-2223 |
| Document Number | 0003485205 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 3485205 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Jan 1, 2046 |
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,250.00 (+7.49%) | $375,200 (+2.21%) Land $105,500 Building $269,700 | $375,200 (+2.21%) Land $105,500 Building $269,700 |
| 2024 | $3,954.00 Homeowner's exemption | $367,100 Land $103,000 Building $264,100 | |
| 2023 | $367,100 Land $103,000 Building $264,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagan serves 68,223 people · EPA ID MN1190007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
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