Union County property record for 3704 Bronte Ln, Monroe, NC 28110 · Last verified May 2026
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 2,940 sqft · built 2015 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Apr 2026) |
| Tax Bill | $2,473 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Apr 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-009-106 |
| Primary APN | 06-009-106 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 122 sqft |
| Patio Area | 122 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3704 BRONTE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #24 WINDING CREEK, PH2 MP3 OPCL681 |
| Legal Subdivision | WINDING CREEK |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 20308 |
Source: Union County records · APN 06-009-106
Assessment roll updated March 31, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2024 | Deed of Trust, Mortgage · Line of Credit UWHARRIE MORTGAGE INC |
| Apr 06, 2021 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Apr 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU |
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK |
| Apr 06, 2021 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Sep 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Apr 03, 2025 · Amount on Record |
| Deed Document Number | 202610763 |
| Deed Book / Page | 9355 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Investor | Possibly a Property Investor |
| Document Number | 0008903471 |
|---|---|
| Date | May 15, 2024 |
| Book Page | 8903/471 |
| Instrument | 11011 |
| Name | UWHARRIE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ALBEMARLE, NC 28002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 10, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Investor | Possibly a Property Investor |
| Document Number | 0008054601 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 8054/601 |
| Instrument | 16129 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 29, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 21, 2026 |
| Property Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Document Number | 0000010763 |
| Book / Page | 9355 / 1 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.10763 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Title Company | INVEST TITLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Document Number | 0000010764, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 9355/5 |
| Instrument | 2026.10764 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007194752 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 7194/752 |
| Instrument | 0019285 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0007587581 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 7587/581 |
| Instrument | 0005310 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 09, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007932408 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 7932/408 |
| Instrument | 53736 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Document Number | 0008054601 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 8054/601 |
| Instrument | 16129 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 29, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3704 BRONTE LN, MONROE, NC 28110-9067 |
| Document Number | 747166 |
| Instrument Date | Sep 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3704 BRONTE LN MONROE NC 281109067, MONROE, NC 28110-9067 |
| Document Number | 747166 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 007471/000066 |
| Instrument | 28744 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,473.00 (+10.7%) | $513,700 (+45.85%) Land $137,200 Building $376,500 | $513,700 (+45.85%) Land $137,200 Building $376,500 |
| 2023 | $2,234.00 | $352,200 Land $83,000 Building $269,200 | $352,200 Land $83,000 Building $269,200 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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