Union County property record for 3701 Bronte Ln, Monroe, NC 28110 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,880 sqft · built 2009 |
| Lot Size | 0.586 acres (25,526 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (May 2020) |
| Tax Bill | $2,792 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-009-102 |
| Primary APN | 06-009-102 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 25,526 sqft (0.586 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 166 sqft |
| Patio Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3701 BRONTE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #22 WINDING CREEK PH2 MP2 OPCK623 |
| Legal Subdivision | WINDING CREEK |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 20308 |
Source: Union County records · APN 06-009-102
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3701 BRONTE LN, MONROE, NC 28110-9067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| May 15, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Jul 23, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on Record |
| Deed Sale | May 15, 2020 · Amount on Record |
| Prior Sale | Jul 23, 2019 · Amount on Record |
| Deed Document Number | 202016837 |
| Deed Book / Page | 7670 / 95 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3701 BRONTE LN, MONROE, NC 28110-9067 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3701 BRONTE LN, MONROE, NC 28110-9067 |
| Document Number | 0008344708 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 8344/708 |
| Instrument | 58835 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 15, 2020 |
| Property Address | 3701 BRONTE LN, MONROE, NC 28110-9067 |
| Document Number | 0000767095 |
| Book / Page | 7670 / 95 |
| Map Reference | CAB K FILE 623 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 16837 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3701 BRONTE LN, MONROE, NC 28110-9067 |
| Document Number | 0000016838 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 16838 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 23, 2019 |
| Property Address | 3701 BRONTE LN, MONROE, NC 28110-9067 |
| Document Number | 7421672 |
| Book / Page | 007421 / 000672 |
| Instrument Date | Jun 22, 2019 |
| Instrument | 21154 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $710.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1301 2ND AVE #31 SEATTLE WA 981010003, 31, SEATTLE, WA 98101-0003 |
| Investor | Possibly a Property Investor |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,792.00 (+16.62%) | $579,900 (+53.66%) Land $137,200 Building $442,700 | $579,900 (+53.66%) Land $137,200 Building $442,700 |
| 2023 | $2,394.00 | $377,400 Land $83,000 Building $294,400 | $377,400 Land $83,000 Building $294,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ripple Fiber | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Comporium. Availability varies by address; speeds are provider-advertised maximums, not measured.
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