3704 Ardilla Dr, Santa Barbara, CA 93105 Property Records

Santa Barbara County property record for 3704 Ardilla Dr, Santa Barbara, CA 93105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,195 sqft · built 1961
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$81,000 (Aug 2013)
Tax Bill	$8,663 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-384-002`

Property Details

APN / Parcel Number

Primary APN	`051-384-002`
Alternative APN	`05138402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,195 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3704 ARDILLA DR
City	SANTA BARBARA
State	CA
Zip	93105-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1SD2
Legal Description	PEACH GROVE SUB LOT 2 BLK C
Legal Subdivision	PEACH GROVE
Legal Block	C
Legal Lot Number	2
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2001
Census Tract	202

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3704 ARDILLA DR, SANTA BARBARA, CA 93105-4030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Jan 20, 2021	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2013 · Amount on Record
Deed Sale	Aug 9, 2013 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Document Number	201354046
Prior Transfer Date	Oct 24, 2005
Prior Transfer Doc	0000109264
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3704 ARDILLA DR, SANTA BARBARA, CA 93105-4030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054503
Date	Nov 13, 2017
Instrument	2017-0054503

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 20, 2021
Property Address	3704 ARDILLA DR, SANTA BARBARA, CA 93105-4030
Document Number	0000004096
Map Reference	MB 53 PG 10-12
Instrument Date	Jan 11, 2021
Instrument	2021-0004096
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 ARDILLA DR, SANTA BARBARA, CA 93105-4030

Mortgage

Document Number	0000004098
Date	Jan 20, 2021
Instrument	2021-0004098

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 20, 2021
Property Address	3704 ARDILLA DR, SANTA BARBARA, CA 93105-4030
Document Number	0000004099
Instrument Date	Jan 11, 2021
Instrument	4099
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3704 ARDILLA DR SANTA BARBARA CA 931054030, SANTA BARBARA, CA 93105-4030

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3704 ARDILLA DR, SANTA BARBARA, CA 93105-4030
Document Number	0000010249
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 ARDILLA DR SANTA BARBARA CA 931054030, SANTA BARBARA, CA 93105-4030

Mortgage

Document Number	0000010249
Date	Mar 1, 2017
Instrument	10249

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Hope Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$821,972 (+2%) Land $569,209 Building $252,763
2025	$8,663.00 (+3.95%) Homeowner's exemption Additional exemption filed	$805,856 (+4.04%) Land $558,049 Building $247,807
2023	$8,334.00 (+1.73%) Homeowner's exemption Additional exemption filed	$774,566 Land $536,380 Building $238,186
2022	$8,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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