3690 Ardilla Dr, Santa Barbara, CA 93105 Property Records

Santa Barbara County property record for 3690 Ardilla Dr, Santa Barbara, CA 93105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1960
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$776,000 (Jun 2004)
Tax Bill	$11,841 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-384-004`

Property Details

APN / Parcel Number

Primary APN	`051-384-004`
Alternative APN	`05138404`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,344 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3690 ARDILLA DR
City	SANTA BARBARA
State	CA
Zip	93105-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1SD2
Legal Description	APPLE GROVE EXTENSION LOT 2
Legal Subdivision	APPLE GROVE EXTENSION
Legal Lot Number	2
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2001
Census Tract	202

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3690 ARDILLA DR, SANTA BARBARA, CA 93105-4030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Apr 30, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2004 · Amount on Record
Deed Sale	Jun 8, 2004 · Amount on Record
Deed Document Number	200460678
Prior Transfer Date	Sep 24, 2002
Prior Transfer Doc	0000095692
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 18, 2026
Property Address	3690 ARDILLA DR, SANTA BARBARA, CA 93105-4030
Document Number	0000020747
Instrument Date	Jun 12, 2026
Instrument	202620747
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	205 E ANAPAMU ST, SANTA BARBARA, CA 93101-2005

Mortgage

Document Number	0000020747,
Date	Jun 18, 2026
Instrument	202620747

Lender

Name	MECHANICS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3690 ARDILLA DR, SANTA BARBARA, CA 93105-4030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017458
Date	Apr 30, 2018
Instrument	2018-0017458

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Hope Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,125,362 (+2%) Land $870,131 Building $255,231
2025	$11,841.00 (+3.93%) Homeowner's exemption Additional exemption filed	$1,103,297 (+4.04%) Land $853,070 Building $250,227
2023	$11,393.00 (+1.74%) Homeowner's exemption Additional exemption filed	$1,060,457 Land $819,946 Building $240,511
2022	$11,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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