3640 N Elm Ct, Visalia, CA 93291 Property Records

Tulare County property record for 3640 N Elm Ct, Visalia, CA 93291

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,288 sqft · built 2017
Lot Size	0.22 acres (9,573 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Feb 2020)
Tax Bill	$6,211 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`078-360-041-000`

Property Details

APN / Parcel Number

Primary APN	`078-360-041-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,288 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	9,573 sqft (0.22 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3640 N ELM CT
City	VISALIA
State	CA
Zip	93291-8139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 SHANNON RANCH 3,UNIT NO 1,2,3,4 & 6,RM43-55
Legal Subdivision	SHANNON RANCH 3
Legal Lot Number	41
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	2
Census Block	2003
Census Tract	1012

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3640 N ELM CT, VISALIA, CA 93291-8139
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Grant Deed, Transfer · Conventional with PMI NAVY FCU
Sep 15, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	20207188
Last Transfer Date	Jul 2, 2024
Transfer Doc	0000030137
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Feb 4, 2020
Property Address	3640 N ELM CT, VISALIA, CA 93291-8139
Document Number	0000007188
Instrument Date	Jan 3, 2020
Instrument	7188
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3640 N ELM CT VISALIA CA 932918139, VISALIA, CA 93291-8139

Mortgage

Document Number	7189
Date	Feb 4, 2020
Instrument	7189

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Sep 15, 2017
Property Address	3640 N ELM CT, VISALIA, CA 93291-8139
Document Number	0000053497
Map Reference	MB43 PG55
Instrument Date	Sep 7, 2017
Instrument	2017-0053497
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3640 N ELM CT, VISALIA, CA 93291-8139

Mortgage

Document Number	0000053498
Date	Sep 15, 2017
Instrument	2017-0053498

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,734 (+2%) Land $122,706 Building $416,028
2025	$6,211.00 (+5.38%)	$528,171 (+4.04%) Land $120,300 Building $407,871
2023	$5,894.00 (+2.9%)	$507,664 Land $115,630 Building $392,034
2022	$5,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	131 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
OACYS Technology Fixed Wireless	100 / 30

May also be available: AT&T, T-Mobile, Verizon, Wireless Internet Services.

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