Manatee County property record for 3701 E Bay Dr, Unit 2, Holmes Beach, FL 34217
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 1,320 sqft · built 1977 |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (May 2013) |
| Tax Bill | $4,623 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74014.1060-5 |
| Primary APN | 74014.1060-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 698 sqft |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| View / Lot | Lake |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3416287401410605 |
|---|---|
| Street Address | 3701 E BAY DR UNIT 2, 2 |
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-2076 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | HB_R-3 |
| Legal Description | UNIT 2 BLDG B SUNBOW BAY PHASE 1 CONDO PI#74014.1060/5 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 28 |
| Legal Subdivision | SUNBOW BAY PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 7401401 |
| Legal Block | B |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1701 |
Source: Manatee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3701 E BAY DR UNIT 2B, 2B, HOLMES BEACH, FL 34217-2047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2013 · Amount on Record |
| Deed Sale | May 31, 2013 · Amount on Record |
| Prior Sale | May 3, 2000 · Amount on Record |
| Deed Document Number | 3157177 |
| Deed Book / Page | 2474 / 7429 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3701 E BAY DR UNIT 2, 2, HOLMES BEACH, FL 34217-2076 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0041069493 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 202341069493 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3701 E BAY DR UNIT 2, 2, HOLMES BEACH, FL 34217-2076 |
| Document Number | 0041102297 |
| Instrument Date | Sep 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3701 E BAY DR #2B HOLMES BEACH FL 342172047, 2B, HOLMES BEACH, FL 34217-2047 |
| Document Number | 0041102297 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 41102297 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 23, 2035 |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174,276 (-41.84%) Building $174,276 | $174,276 (-67.71%) Building $174,276 | |
| 2024 | $4,623.00 (+1.36%) | ||
| 2023 | $4,561.00 (+2.52%) Homeowner's exemption | $299,648 (+3%) | $539,750 (+38.93%) Building $539,750 |
| 2022 | $4,449.00 Homeowner's exemption | $290,920 | $388,500 Building $388,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 219 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 311 condo units |
| Nearby Flood Claims | 387 (1982–2024) |
| Claims Outside the SFHA | 3 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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