Manatee County property record for 3701 E Bay Dr, #1, Holmes Beach, FL 34217
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,320 sqft · built 1977 |
| Lot Size | 1.01 acres (44,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Aug 2026) |
| Tax Bill | $2,866 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2026 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 74014-1055-5 |
| Primary APN | 74014-1055-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 698 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 44,147 sqft |
| View / Lot | Lake |
| Garage Type | Carport |
| Garage Area | 286 sqft |
| Carport | Carport |
| Carport Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3701 E BAY DR, 1 |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-2076 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | HB_R-3 |
| Legal Description | UNIT 1 BLDG B SUNBOW BAY PHASE 1 CONDO PI#74014.1055/5 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 28 |
| Legal Subdivision | SUNBOW BAY PHASE 1 |
| Legal Tract | 07401401 |
| Legal Block | B |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1701 |
3701 E Bay Dr, #1 is owned and occupied by an individual who bought it in August 2026.
Source: Manatee County records, as of September 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1231 MASADA LN, SPRING HILL, FL 34608-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Jul 15, 2026 | Deed of Trust, Mortgage · Construction Mortgage LENDSURE MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Jan 3, 2017 · Amount on File |
| Deed Document Number | 202694386 |
| Prior Transfer Date | Dec 30, 2016 |
| Prior Transfer Doc | 0041000515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 3701 E BAY DR, 1, HOLMES BEACH, FL 34217-2076 |
| Document Number | 0000094386 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202694386 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | MAGNOLIA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1231 MASADA LN, SPRING HILL, FL 34608-7424 |
| Document Number | 0000094387, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202694387 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 3701 E BAY DR, 1, HOLMES BEACH, FL 34217-2076 |
| Document Number | 0000081821 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202681821 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3701 E RIVER DR, GREEN BAY, WI 54301-1153 |
| Document Number | 0000081821, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202681821 |
| Name | LENDSURE MORTGAGE CORPORATION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 9, 2027 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.52% |
| Initial Type | Balloon |
| Max Rate | -1% |
The 2025 property tax bill for 3701 E Bay Dr, #1 was $2,866 with a homeowner's exemption, down 49.7% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,488 (+112.4%) Building $399,488 | $399,488 (+112.4%) Building $399,488 | |
| 2025 | $2,866.00 (-49.7%) Homeowner's exemption | $188,080 Building $188,080 | $188,080 Building $188,080 |
| 2024 | $5,698.00 (+1.15%) | ||
| 2023 | $5,633.00 (+2.44%) Homeowner's exemption | $370,393 (+3%) | $586,500 (+39.64%) Building $586,500 |
| 2022 | $5,499.00 Homeowner's exemption | $359,605 | $420,000 Building $420,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3701 E Bay Dr, #1 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 219 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 311 condo units |
| Nearby Flood Claims | 387 (1982–2024) |
| Claims Outside the SFHA | 3 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3701 E Bay Dr, #1 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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