Cleveland County property record for 3700 Shadowridge Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,317 sqft · built 1985 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Nov 2021) |
| Tax Bill | $7,777 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29SHADR 4 1001 |
| Primary APN | NC29SHADR 4 1001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,317 sqft Living Area |
| Gross Area | 4,013 sqft |
| 1st Floor Area | 3,317 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Pool House | Pool House |
|---|---|
| Porch | Porch |
| Porch Area | 1,026 sqft |
| Patio Area | 783 sqft |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43772 |
|---|---|
| Street Address | 3700 SHADOWRIDGE DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-5306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SHADOWRIDGE ADDITION LOT 1 BLK 4 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 34 |
| Legal Subdivision | SHADOWRIDGE |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 201508 |
3700 Shadowridge Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Cleveland County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3700 SHADOWRIDGE DR, NORMAN, OK 73072-5306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK |
| Nov 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on File |
| Deed Sale | Nov 4, 2021 · Amount on File |
| Prior Sale | Sep 29, 2008 · Amount on File |
| Deed Document Number | 202147272 |
| Deed Book / Page | 6338 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 20, 2026 |
| Property Address | 3700 SHADOWRIDGE DR, NORMAN, OK 73072-5306 |
| Document Number | 0000014311 |
| Book / Page | 6966 / 271 |
| Instrument Date | May 1, 2026 |
| Instrument | 202614311 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3700 SHADOWRIDGE DR, NORMAN, OK 73072-5306 |
| Document Number | 0000014311, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 6966/271 |
| Instrument | 202614311 |
| Name | MIDFIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Nov 4, 2021 |
| Property Address | 3700 SHADOWRIDGE DR, NORMAN, OK 73072-5306 |
| Document Number | R202147272 |
| Book / Page | 6338 / 305 |
| Instrument Date | Nov 1, 2021 |
| Instrument | R 2021 47272 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3700 SHADOWRIDGE DR, NORMAN, OK 73072-5306 |
| Document Number | R202147273 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | R 2021 47273 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 3700 SHADOWRIDGE DR, NORMAN, OK 73072-5306 |
| Document Number | 0000017111 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | CHICAGO TITLE OK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3700 SHADOWRIDGE DR NORMAN OK 730725306, NORMAN, OK 73072-5306 |
| Document Number | 0000017111 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 006064/000740 |
| Instrument | 17111 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2050 |
The 2025 property tax bill for 3700 Shadowridge Dr was $7,777.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,777.00 | $64,807 Land $8,707 Building $56,100 | $553,573 Land $74,381 Building $479,192 |
| 2023 | $7,059.00 | $58,782 Land $8,134 Building $50,648 | $520,507 Land $72,029 Building $448,478 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3700 Shadowridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1982–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3700 Shadowridge Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 86% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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