Chesterfield County property record for 3700 Riverdowns North Dr, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,507 sqft · built 2004 |
| Lot Size | 0.518 acres (22,564 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (May 2021) |
| Tax Bill | $6,343 (2026) |
| Deeds & Mortgages | Aug 2022 Second Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 727-72-56-17-300-000 |
| Primary APN | 727-72-56-17-300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,507 sqft Finished Area |
| 1st Floor Area | 1,387 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,564 sqft (0.518 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 14 sqft |
| Deck Area | 392 sqft |
| Patio Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 423883000 |
|---|---|
| Street Address | 3700 RIVERDOWNS NORTH DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | LENOX FOREST SEC 2 030 |
| Legal Subdivision | LENOX FOREST |
| Legal Lot Number | 30 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 100926 |
Source: Chesterfield County records · APN 727-72-56-17-300-000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3700 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC |
| May 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CREDIT UNION INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2021 · Amount on Record |
| Deed Sale | May 07, 2021 · Amount on Record |
| Prior Sale | Jul 15, 2013 · Amount on Record |
| Deed Document Number | 202130165 |
| Deed Book / Page | 13405 / 139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3700 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3786 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 014059-727 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 14059/727 |
| Instrument | 2022036458 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 11, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 07, 2021 |
| Property Address | 3700 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3786 |
| Document Number | 13405-139 |
| Book / Page | 13405 / 139 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021030165 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3700 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3786 |
| Document Number | 2021030166 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 2021030166 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,343.00 (+11.75%) | $709,900 (+0.58%) Land $195,000 Building $514,900 | $709,900 (+0.58%) Land $195,000 Building $514,900 |
| 2025 | $705,800 (+13.66%) Land $195,000 Building $510,800 | $705,800 (+13.66%) Land $195,000 Building $510,800 | |
| 2023 | $5,676.00 | $621,000 Land $156,000 Building $465,000 | $621,000 Land $156,000 Building $465,000 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1979–2010) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2010 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 100 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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