3612 Riverdowns North Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 3612 Riverdowns North Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,898 sqft · built 2004
Lot Size	0.523 acres (22,782 sqft)
Owner	Individual Name on Record
Last Sale	$496,000 (May 2020)
Tax Bill	$6,574 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`727-72-52-55-900-000`

Property Details

APN / Parcel Number

Primary APN	`727-72-52-55-900-000`
Alternative APN	`413876001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,898 sqft Finished Area
1st Floor Area	854 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,782 sqft (0.523 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	413876001
Street Address	3612 RIVERDOWNS NORTH DR
City	MIDLOTHIAN
State	VA
Zip	23113-3787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	LENOX FOREST SEC 2 033
Legal Subdivision	LENOX FOREST
Legal Lot Number	33
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3002
Census Tract	100926

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3612 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	202022320
Deed Book / Page	12752 / 745
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 18, 2020
Property Address	3612 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3787
Document Number	12752745
Book / Page	012752 / 000745
Instrument Date	May 14, 2020
Instrument	22320
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 RIVERDOWNS NORTH DR MIDLOTHIAN VA 231133787, MIDLOTHIAN, VA 23113-3787

Mortgage

Document Number	12752749
Date	May 18, 2020
Book Page	012752/000749
Instrument	22321

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3612 RIVERDOWNS NORTH DR, MIDLOTHIAN, VA 23113-3787
Document Number	12449173
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 RIVERDOWNS N DR MIDLOTHIAN VA 23113, MIDLOTHIAN, VA 23113

Mortgage

Document Number	12449173
Date	Sep 17, 2019
Book Page	012449/000173
Instrument	36616

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,574.00 (+13.19%)	$735,900 (+0.6%) Land $195,000 Building $540,900	$735,900 (+0.6%) Land $195,000 Building $540,900
2025		$731,500 (+15.09%) Land $195,000 Building $536,500	$731,500 (+15.09%) Land $195,000 Building $536,500
2023	$5,808.00	$635,600 Land $156,000 Building $479,600	$635,600 Land $156,000 Building $479,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1979–2010)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2010 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

3612 Riverdowns North Dr, Midlothian, VA 23113 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Riverdowns North Dr

Nearby Streets

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