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3700 Penninger Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 3700 Penninger Rd, Concord, NC 28025

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,560 sqft · built 1963
Lot Size31.9 acres (1,393,049 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (Apr 2008)
Tax Bill$4,155 (2023)
Deeds & MortgagesDec 2020 Sale
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN5632 72 7588

Property Details

APN / Parcel Number

Primary APN5632 72 7588
Alternative APNs
  • 05012 0025.000000
  • 57035

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area3,252 sqft
1st Floor Area1,560 sqft
Basement Area1,560 sqft
Unfinished Basement1,560 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1980
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,393,049 sqft (31.9 acres)
Lot Width876 ft Width
Garage Area5,756 sqft
DrivewayConcrete Driveway
Driveway Area1,044 sqft

Exterior Amenities

PorchSlab
Porch Area42 sqft
Shed1 Shed
Shed Area416 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number57035
Street Address3700 PENNINGER RD
CityCONCORD
StateNC
Zip28025-1517
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionSOUTH SIDE PENNINGER RD
Legal SubdivisionCENTERGROVE
JurisdictionCABARRUS NC
Township / Civil Division5, NEW GILEAD
Census Block Group4
Census Block4047
Census Tract40600

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2989 OLD SALISBURY CONCORD RD, CONCORD, NC 28025-7827
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Grant Deed, Transfer
ATTORNEY ONLY
Nov 14, 2018Deed of Trust, Mortgage · Line of Credit
PINNACLE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2008 · Amount on Record
Deed SaleApr 16, 2008 · Amount on Record
Deed Book / Page8183 / 286
Record UpdatedOct 29, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCABARRUS NC
Recording DateDec 11, 2020
Property Address3700 PENNINGER RD, CONCORD, NC 28025-1517
Document Number14742288
Book / Page014742 / 000288
Instrument DateDec 10, 2020
Instrument44680
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$488.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1525 FLOWERFIELD DR CONCORD NC 280257822, CONCORD, NC 28025-7822

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3700 PENNINGER RD, CONCORD, NC 28025-1517
Document Number1326685
Instrument DateNov 14, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2989 OLD SALISBURY CONCORD RD CONCORD NC 280257827, CONCORD, NC 28025-7827

Mortgage

Document Number1326685
DateNov 14, 2018
Book Page013266/000085
Instrument28520
Lender
NamePINNACLE BK
TypeBank
AddressMONROE, NC 28110
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$837,780 (+50.44%) Land $557,490 Building $280,290
2024$837,780 (+50.44%) Land $557,490 Building $280,290
2023$4,155.00$556,880 Land $353,370 Building $203,510$556,880 Land $353,370 Building $203,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

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