Cabarrus County property record for 3550 Penninger Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,438 sqft · built 1868 |
| Lot Size | 6.94 acres (302,306 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,754 (2023) |
| Deeds & Mortgages | May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5632 73 6478 |
| Primary APN | 5632 73 6478 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,438 sqft Living Area |
| Gross Area | 2,558 sqft |
| 1st Floor Area | 1,787 sqft |
| Upper Floors Area | 651 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 302,306 sqft (6.94 acres) |
| Lot Width | 753 ft Width |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 93 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 130315 |
|---|---|
| Street Address | 3550 PENNINGER RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-1586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | TR 2 CHESTER MISENHEIMER |
| Legal Subdivision | CENTERGROVE |
| Legal Tract | 2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 40600 |
3550 Penninger Rd, a rural home, is owned and occupied by an individual who acquired it in May 2019.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3550 PENNINGER RD, CONCORD, NC 28025-1586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 1997 |
| Deed Sale | Nov 5, 1997 |
| Deed Book / Page | 2013 / 308 |
| Last Transfer Date | May 1, 2019 |
| Transfer Doc | 13498114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 9, 2019 |
| Property Address | 3550 PENNINGER RD, CONCORD, NC 28025-1586 |
| Document Number | 13498114 |
| Book / Page | 013498 / 000114 |
| Instrument Date | May 2, 2019 |
| Instrument | 11229 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3550 PENNINGER RD CONCORD NC 280251586, CONCORD, NC 28025-1586 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,390 (-) Land $132,420 Building $194,970 | ||
| 2025 | $327,390 Land $132,420 Building $194,970 | ||
| 2024 | $327,390 (+52.76%) Land $132,420 Building $194,970 | ||
| 2023 | $1,754.00 | $214,320 Land $84,440 Building $129,880 | $214,320 Land $84,440 Building $129,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3550 Penninger Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3550 Penninger Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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