Flathead County property record for 3700 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,584 sqft · built 1995 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,266 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | R07102362 |
| Primary APN | R07102362 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 552 sqft |
| Finished Basement | 552 sqft |
| Family Room | Family Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 222,592 sqft (5.11 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Lean-To | 352 sqft |
| Pole Barn | 768 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000982211 |
|---|---|
| Street Address | 3700 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY SPLENDOR EST AMD L1 & 2, S17, T27 N, R20 W, LOT 1, ACRES 5.11, ASSR #0000982211 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 17 |
| Legal Subdivision | VALLEY SPLENDOR EST AMD L1 & 2 |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 1401 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3700 LOWER VALLEY RD, KALISPELL, MT 59901-8015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 16, 2020 | Personal Representative Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 |
| Deed Sale | Oct 16, 2020 |
| Prior Sale | Jul 10, 2015 · Amount on Record |
| Deed Document Number | 202034708 |
| Prior Transfer Date | Jul 8, 2013 |
| Prior Transfer Doc | 0000016578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3700 LOWER VALLEY RD, KALISPELL, MT 59901-8015 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202200009991 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 202200009991 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 16, 2020 |
| Property Address | 3700 LOWER VALLEY RD, KALISPELL, MT 59901-8015 |
| Document Number | 202000034708 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 202000034708 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,266.00 (-41.14%) | $737,100 (+31.11%) | |
| 2025 | $737,100 (+31.11%) Land $290,758 Building $446,342 | ||
| 2023 | $3,850.00 | $562,200 | $562,200 Land $164,167 Building $398,033 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MontanaSky Networks Fixed Wireless | 50 / 10 |
| CenturyLink DSL | 40 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Bullitt Communications, T-Mobile.
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