3695 Lower Valley Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 3695 Lower Valley Rd, Kalispell, MT 59901 · Last verified September 2023

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 3,353 sqft · built 1900
Lot Size	20.1 acres (875,992 sqft)
Owner	Individual Name on File
Tax Bill	$4,595 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R0787197`

Property Details

APN / Parcel Number

Primary APN	`R0787197`
Alternative APNs	`07-3835-09-3-01-01-0000` `0000935550`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,353 sqft Living Area
Gross Area	3,929 sqft
1st Floor Area	1,677 sqft
2nd Floor Area	1,197 sqft
Attic Area	479 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	875,992 sqft (20.1 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	460 sqft
Deck Area	328 sqft
Shed	1 Shed
Shed Area	308 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000935550
Street Address	3695 LOWER VALLEY RD
City	KALISPELL
State	MT
Zip	59901-8071
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S09, T27 N, R20 W, ACRES 20.11, CS 21735-A, TR 3 IN S2SW4SW4
Legal Range	20W
Legal Township	27N
Legal Section	09
Legal Quarter	SW
Legal Tract	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	2
Census Block	2054
Census Tract	1401

Owner

Source: Flathead County records · APN R0787197

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3695 LOWER VALLEY RD, KALISPELL, MT 59901-8071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 06, 2017	Special Warranty Deed, Transfer · Line of Credit TRAILWEST BANK
Aug 07, 2017	Warranty Deed, Transfer · Commercial Mortgage PARK SIDE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2020
Deed Sale	Dec 01, 2020
Prior Sale	Oct 06, 2017
Deed Document Number	202000040475
Record Updated	Jun 07, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 01, 2020
Property Address	3695 LOWER VALLEY RD, KALISPELL, MT 59901-8071
Document Number	202000040475
Instrument Date	Nov 30, 2020
Instrument	202000040475
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3695 LOWER VALLEY RD, KALISPELL, MT 59901-8071

Mortgage

Document Number	202000040476
Date	Dec 01, 2020
Instrument	202000040476

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 06, 2017
Property Address	3695 LOWER VALLEY RD, KALISPELL, MT 59901-8071
Document Number	201700025179
Instrument Date	Oct 04, 2017
Instrument	201700025179
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 37, WHITEFISH, MT 59937-0037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3695 LOWER VALLEY RD, WHITEFISH, MT 59937
Investor	Possibly a Property Investor

Mortgage

Document Number	201700025180
Date	Oct 06, 2017
Instrument	201700025180

Lender

Name	TRAILWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2037

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 07, 2017
Property Address	3695 LOWER VALLEY RD, KALISPELL, MT 59901-8071
Document Number	201700018974
Instrument Date	Aug 07, 2017
Instrument	201700018974
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF FL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3695 LOWER VALLEY RD, KALISPELL, MT 59901-8071
Investor	Possibly a Property Investor

Mortgage

Document Number	201700018975
Date	Aug 07, 2017
Instrument	201700018975

Lender

Name	PARK SIDE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,595.00	$667,169	$667,169 Land $6,399 Building $660,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Larkin	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
MontanaSky Networks	Fixed Wireless (unlicensed)	50 / 10
Lumen Technologies	DSL	40 / 3
AT&T	Fixed Wireless	25 / 3

May also be available at this address: Richon, MontanaSky Networks, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Lower Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures