Albany County and Guilderland Town property record for 370 Settles Hill Rd, Altamont, NY 12009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,300 sqft · built 1985 |
| Lot Size | 3.94 acres (171,626 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,500 (Jun 2009) |
| Tax Bill | $7,006 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 25.00-2-3.31 |
| Primary APN | 013089 25.00-2-3.31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| 2nd Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 171,626 sqft (3.94 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02500000020030310000 |
|---|---|
| Street Address | 370 SETTLES HILL RD |
| City | ALTAMONT |
| State | NY |
| Zip | 12009-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA5 |
| Legal Description | SETTLES HILL RD |
| Legal Block | 2 |
| Legal Lot Number | 3.031 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 14613 |
370 Settles Hill Rd is owned and occupied by two individuals who bought it in June 2009.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 370 SETTLES HILL RD, ALTAMONT, NY 12009-5707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU |
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Sep 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU |
| Nov 1, 2019 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2009 · Amount on File |
| Deed Sale | Jun 18, 2009 · Amount on File |
| Prior Sale | Jun 3, 2009 · Amount on File |
| Deed Document Number | 200910435779 |
| Deed Book / Page | 2951 / 997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 370 SETTLES HILL RD, ALTAMONT, NY 12009-5707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 370 SETTLES HILL RD, ALTAMONT, NY 12009-5707 |
| Document Number | 0000006466 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | R2021-26466 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 370 SETTLES HILL RD, ALTAMONT, NY 12009-5707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 370 SETTLES HILL RD, ALTAMONT, NY 12009-5707 |
| Document Number | 0000008660 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | R2021-28660 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 19, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 370 SETTLES HILL RD, ALTAMONT, NY 12009-5707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 370 SETTLES HILL RD, ALTAMONT, NY 12009-5707 |
| Document Number | 0000006467 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | R2021-26467 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 370 SETTLES HILL RD, ALTAMONT, NY 12009-5707 |
| Document Number | 0000024113 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 370 SETTLES HILL RD ALTAMONT NY 120095707, ALTAMONT, NY 12009-5707 |
| Document Number | 0000024113 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 24113 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 370 Settles Hill Rd was $7,006, up 0.1% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,006.00 (+0.13%) | ||
| 2025 | $6,997.00 | $305,000 Land $61,000 Building $244,000 | $406,667 Land $81,333 Building $325,334 |
| 2023 | $305,000 Land $61,000 Building $244,000 | $358,824 Land $71,765 Building $287,059 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 370 Settles Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 370 Settles Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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