357 Settles Hill Rd, Altamont, NY 12009 Property Records

Albany County and Guilderland Town property record for 357 Settles Hill Rd, Altamont, NY 12009

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 4,014 sqft · built 1986
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$751,500 (Aug 2024)
Tax Bill	$12,870 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 25.00-1-7.2`

Property Details

APN / Parcel Number

Primary APN	`013089 25.00-1-7.2`
Alternative APNs	`308902500000010070020000` `02500000010070020000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,014 sqft Total Area
1st Floor Area	4,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02500000010070020000
Street Address	357 SETTLES HILL RD
City	ALTAMONT
State	NY
Zip	12009-5708
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA5
Legal Description	SETTLES HILL RD
Legal Block	1
Legal Lot Number	7.002
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1000
Census Tract	14613

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3105 BALLARD MILL DR, COLUMBIA, MO 65203-1483
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit PIONEER BANK & TRUST
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Nov 21, 2012 · Amount on Record
Deed Document Number	202413989
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	357 SETTLES HILL RD, ALTAMONT, NY 12009-5708
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005702
Date	Mar 26, 2019
Instrument	R2019-05702

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	357 SETTLES HILL RD, ALTAMONT, NY 12009-5708
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008523
Date	Mar 19, 2021
Instrument	R2021-08523

Lender

Name	PIONEER BANK & TRUST
Type	Bank
Address	ALBANY, NY 12211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	357 SETTLES HILL RD, ALTAMONT, NY 12009-5708
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	NTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001961
Date	Jan 22, 2021
Instrument	R2021-01961

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,870.00 (+0.47%)
2025	$12,810.00 (+15.77%) Additional exemption filed	$487,900 (-) Land $98,000 Building $389,900	$650,533 (+13.33%) Land $130,667 Building $519,866
2023		$487,900 (+0.18%) Land $98,000 Building $389,900	$574,000 (+7.26%) Land $115,294 Building $458,706
2022		$487,000 Land $97,000 Building $390,000	$535,165 Land $106,593 Building $428,572
2021	$11,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

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