Branch County property record for 370 S Centennial Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Company Name on File |
| Last Sale | $16,478 (Feb 2022) |
| Tax Bill | $2,215 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage May 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-015-400-004-00 |
| Primary APN | 110-015-400-004-00 |
|---|
| Lot Area | 29,621 sqft (0.68 acres) |
|---|
| Street Address | 370 S CENTENNIAL RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM N 11 RDS 15 FT N OF SE COR OF NE 1/4 OF SE 1/4IN C/L OF CENTENNIAL RD TO POB TH 14 RODS N OF SE COR OF NE 1/4 OF SE 1/4 |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 15 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 951000 |
370 S Centennial Rd is owned by a company that acquired it in May 2022.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 372 S CENTENNIAL RD, COLDWATER, MI 49036-9549 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST |
| May 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 9, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2022 · Amount on File |
| Deed Sale | Feb 9, 2022 · Amount on File |
| Deed Document Number | 2022902 |
| Last Transfer Date | May 20, 2022 |
| Transfer Doc | 0202203706 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 370 S CENTENNIAL RD, COLDWATER, MI 49036-9549 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201708432 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 2017-08432 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 23, 2022 |
| Property Address | 370 S CENTENNIAL RD, COLDWATER, MI 49036-9549 |
| Document Number | 0202203706 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-03706 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 S WOOD RD, COLDWATER, MI 49036 |
| Name | Verified Name |
|---|---|
| Address | 372 S CENTENNIAL RD, COLDWATER, MI 49036-9549 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Feb 9, 2022 |
| Property Address | 370 S CENTENNIAL RD, COLDWATER, MI 49036-9549 |
| Document Number | 0202200902 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022-00902 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $123.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 370 S CENTENNIAL RD, COLDWATER, MI 49036-9549 |
| Name | Verified Name |
|---|---|
| Address | 128 N WOOD RD, COLDWATER, MI 49036-9129 |
The 2025 property tax bill for 370 S Centennial Rd was $2,215, up 2.8% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,019 (-1.05%) | $172,038 (-1.05%) | |
| 2025 | $2,215.00 (+2.83%) | $86,936 | $173,872 |
| 2024 | $2,154.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 370 S Centennial Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 370 S Centennial Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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