366 S Centennial Rd, Coldwater, MI 49036 Property Records

Branch County property record for 366 S Centennial Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Sep 2010)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-015-400-003-01`

Property Details

APN / Parcel Number

Primary APN	`110-015-400-003-01`

Exterior

Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Street Address	366 S CENTENNIAL RD
City	COLDWATER
State	MI
Zip	49036-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 942.34 FT DUE S FR E 1/4 COR TO POB TH N 89DEG20MIN 30SEC W 187.00 FT TH DUE N TO N LI OF S 1/2 OF NE 1/4 OF SE 1/4 TH
Legal Range	06W
Legal Township	07S
Legal Section	15
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1009
Census Tract	951000

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	366 S CENTENNIAL RD, COLDWATER, MI 49036-9551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Mar 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2010 · Amount on Record
Deed Sale	Sep 10, 2010 · Amount on Record
Prior Sale	May 14, 2010 · Amount on Record
Deed Document Number	20105320
Last Transfer Date	Oct 8, 2025
Transfer Doc	0202506250
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Oct 20, 2025
Property Address	366 S CENTENNIAL RD, COLDWATER, MI 49036-9551
Document Number	0202506250
Instrument Date	Oct 8, 2025
Instrument	2025-06250
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	366 S CENTENNIAL RD, COLDWATER, MI 49036-9551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	366 S CENTENNIAL RD, COLDWATER, MI 49036-9551

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	366 S CENTENNIAL RD, COLDWATER, MI 49036-9551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201708009
Date	Dec 1, 2017
Instrument	2017-08009

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	203 Months
Due	Nov 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Mar 20, 2020
Property Address	366 S CENTENNIAL RD, COLDWATER, MI 49036-9551
Document Number	202001665
Instrument Date	Mar 13, 2020
Instrument	2020-01665
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 S CENTENNIAL RD, COLDWATER, MI 49036-9551

Mortgage

Document Number	202001666
Date	Mar 20, 2020
Instrument	2020-01666

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,175 (+1.23%)	$230,350 (+1.23%)
2025	$2,146.00 (+2.63%)	$113,774	$227,548
2024	$2,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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