Essex County and Andover Town property record for 370 River Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,488 sqft · built 1992 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $328,700 (Feb 1993) |
| Tax Bill | $13,382 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00223 B:00003 L:0000B |
| Primary APN | ANDO M:00223 B:00003 L:0000B |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,488 sqft Living Area |
| Gross Area | 6,002 sqft |
| Basement Area | 2,094 sqft |
| Unfinished Basement | 2,094 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,954 sqft (1.56 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 370 RIVER RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Block | 3 |
| Legal Lot Number | B |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 254402 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 370 RIVER RD, ANDOVER, MA 01810-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 24, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 24, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Jun 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 1993 · Amount on Record |
| Deed Sale | Feb 18, 1993 · Amount on Record |
| Deed Book / Page | 3663 / 91 |
| Last Transfer Date | Feb 17, 2020 |
| Transfer Doc | 16201-26 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 370 RIVER RD, ANDOVER, MA 01810-4214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 018309-153 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 18309/153 |
| Instrument | 9995 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 370 RIVER RD, ANDOVER, MA 01810-4214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 017095-332 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 17095/332 |
| Instrument | 28261 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Feb 24, 2020 |
| Property Address | 370 RIVER RD, ANDOVER, MA 01810-4214 |
| Document Number | 16201-26 |
| Book / Page | 16201 / 26 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 4488 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 370 RIVER RD, ANDOVER, MA 01810-4214 |
| Document Number | 16201-28 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 16201/28 |
| Instrument | 4489 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 370 RIVER RD, ANDOVER, MA 01810-4214 |
| Document Number | 15503-78 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 370 RIVER RD ANDOVER MA 018104214, ANDOVER, MA 01810-4214 |
| Document Number | 15503-78 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 015503/000078 |
| Instrument | 12961 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 5, 2033 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,382.00 (+0.12%) | $1,071,400 (+3.25%) Land $466,100 Building $605,300 | $1,313,565 |
| 2024 | $13,366.00 (+4.28%) | $1,037,700 (+10.59%) Land $452,500 Building $585,200 | |
| 2023 | $12,817.00 | $938,300 Land $408,500 Building $529,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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