Craven County property record for 255 Gray Rd, Vanceboro, NC 28586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,194 sqft · built 1978 |
| Lot Size | 1.79 acres (78,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jul 2024) |
| Tax Bill | $1,093 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-043-104 |
| Primary APN | 1-043-104 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,194 sqft Living Area |
| 1st Floor Area | 2,194 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 78,321 sqft (1.79 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 140195 |
|---|---|
| Street Address | 255 GRAY RD |
| City | VANCEBORO |
| State | NC |
| Zip | 28586-8101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILSON & BUCK LD |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960202 |
255 Gray Rd is owned and occupied by an individual who bought it in July 2024.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 255 GRAY RD, VANCEBORO, NC 28586-8101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 27, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on File |
| Deed Sale | Jul 1, 2024 · Amount on File |
| Prior Sale | Aug 24, 1990 · Amount on File |
| Deed Document Number | 2024161316164 |
| Deed Book / Page | 3803 / 1613 |
| Prior Transfer Date | Jun 24, 2022 |
| Prior Transfer Doc | 003731/839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 255 GRAY RD, VANCEBORO, NC 28586-8101 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 255 GRAY RD, VANCEBORO, NC 28586-8101 |
| Document Number | 03761/1107 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 3761/1107 |
| Instrument | 10111560 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 27, 2022 |
| Property Address | 255 GRAY RD, VANCEBORO, NC 28586-8101 |
| Document Number | 003731/839 |
| Book / Page | 3731 / 839 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 10099185 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 GRAY RD, 225, VANCEBORO, NC 28586-8101 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 225 GRAY RD, VANCEBORO, NC 28586-8101 |
The 2026 property tax bill for 255 Gray Rd was $1,093.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,093.00 | $219,730 (-) Land $18,200 Building $201,530 | $219,730 (-) Land $18,200 Building $201,530 |
| 2025 | $1,093.00 | $219,730 Land $18,200 Building $201,530 | $219,730 Land $18,200 Building $201,530 |
| 2023 | $1,081.00 (+43.56%) | $219,730 (+85.39%) Land $18,200 Building $201,530 | $219,730 Land $18,200 Building $201,530 |
| 2022 | $753.00 | $118,520 Land $18,200 Building $100,320 | |
| 2018 | $118,520 Land $18,200 Building $100,320 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 255 Gray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 255 Gray Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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