Putnam County and Carmel Town property record for 37 Willow Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 6,966 sqft · built 1900 |
| Lot Size | 3.11 acres (135,472 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $18,904 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 55.9-1-65 |
| Primary APN | 372000 55.9-1-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 6,966 sqft Living Area |
| Gross Area | 9,225 sqft |
| 1st Floor Area | 2,448 sqft |
| 2nd Floor Area | 2,259 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 135,472 sqft (3.11 acres) |
| Lot Width | 313 ft Width |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,128 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 330 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 316950 |
|---|---|
| Street Address | 37 WILLOW RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 65.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11502 |
Source: Putnam County and Carmel Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37 WILLOW RD, CARMEL, NY 10512-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 4, 2008 |
| Transfer Doc | 0017990001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 37 WILLOW RD, CARMEL, NY 10512-1805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RIVER CITY ABSTRACT OF HUDSO |
| Name | Verified Name |
|---|
| Document Number | 0070870224 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 7087/224 |
| Instrument | 4133-2020 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $660,500 (+7%) Land $128,600 Building $531,900 | $660,500 (+7%) Land $128,600 Building $531,900 | |
| 2024 | $18,904.00 (+223.03%) | $617,300 (+7%) Land $128,600 Building $488,700 | $617,300 (+7%) Land $128,600 Building $488,700 |
| 2023 | $576,900 (+11.01%) Land $116,900 Building $460,000 | $576,900 (+11.01%) Land $116,900 Building $460,000 | |
| 2022 | $519,700 Land $116,900 Building $402,800 | $519,700 Land $116,900 Building $402,800 | |
| 2020 | $5,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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