Putnam County and Carmel Town property record for 29 Willow Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,818 sqft · built 1940 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Mar 2012) |
| Tax Bill | $12,470 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 55.9-1-53 |
| Primary APN | 372000 55.9-1-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| Gross Area | 1,838 sqft |
| 1st Floor Area | 916 sqft |
| 2nd Floor Area | 902 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 135 ft deep x 175 ft wide |
| View / Lot | Waterfront |
| Porch | Covered Porch |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 291905 |
|---|---|
| Street Address | 29 WILLOW RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 53.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11502 |
29 Willow Rd is owned and occupied by two individuals who bought it in March 2012.
Source: Putnam County and Carmel Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 WILLOW RD, CARMEL, NY 10512-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2012 · Amount on File |
| Deed Sale | Mar 15, 2012 · Amount on File |
| Deed Document Number | 20121500402 |
| Deed Book / Page | 1893 / 258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 29 WILLOW RD, CARMEL, NY 10512-1809 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 29 WILLOW RD, CARMEL, NY 10512-1809 |
| Document Number | 0074910302 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 7491/302 |
| Instrument | 12230-2021 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 29 WILLOW RD, CARMEL, NY 10512-1809 |
| Document Number | 0068240128 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | RECORD AND RETURN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29 WILLOW RD CARMEL NY 105121809, CARMEL, NY 10512-1809 |
| Document Number | 0068240128 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 006824/000128 |
| Instrument | 1601399 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2048 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $427,800 Land $93,800 Building $334,000 | $427,800 Land $93,800 Building $334,000 | |
| 2024 | $12,470.00 | ||
| 2023 | $373,600 (+30.72%) Land $85,300 Building $288,300 | $373,600 (+30.72%) Land $85,300 Building $288,300 | |
| 2022 | $285,800 Land $85,300 Building $200,500 | $285,800 Land $85,300 Building $200,500 | |
| 2020 | $3,918.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Willow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 29 Willow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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