37 Silver Reef Rd, Sagle, ID 83860 Property Records

Bonner County property record for 37 Silver Reef Rd, Sagle, ID 83860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,689 sqft · built 2001
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$234,900 (Aug 2020)
Tax Bill$265 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone D (undetermined)
APNRP003540030070A

Property Details

APN / Parcel Number

Primary APNRP003540030070A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,689 sqft Finished Area
1st Floor Area1,689 sqft
Great RoomGreat Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete
Foundation TypeConcrete
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
Garage TypeBuilt-in

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant

Location & Zoning

Street Address37 SILVER REEF RD
CitySAGLE
StateID
Zip83860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal Description5-55N-1W PONDEROSA TERRACE EST 1ST ADD BLK 3 LOT 7 CPWRS
Legal Range01W
Legal Township55N
Legal Section05
Legal SubdivisionPONDEROSA TERRACE
Legal Block3
Legal Lot Number7
JurisdictionBONNER ID
Township / Civil DivisionBLANCHARD-GLENGARY
Census Block Group1
Census Block1021
Census Tract950901

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 992, SAGLE, ID 83860-0992
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2020 · Amount on Record
Deed SaleAug 13, 2020 · Amount on Record
Prior SaleJul 21, 2015
Deed Document Number2020963065
Prior Transfer DateJan 19, 2016
Prior Transfer Doc0000884675
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBONNER ID
Recording DateAug 13, 2020
Property Address37 SILVER REEF RD, SAGLE, ID 83860
Document Number0000963065
Map ReferenceMB 3 PG 40
Instrument DateAug 11, 2020
Instrument963065
Transaction TypeTransfer
Record UpdatedAug 4, 2022
Title CompanyPIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE BONNER COUNTY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address37 SILVER REEF RD, SAGLE, ID 83860

Mortgage

Document Number0000963067
DateAug 13, 2020
Instrument963067
Lender
NameWILLAMETTE VALLEY BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
Unified School DistrictLake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265.00 (+70.97%) Homeowner's exemption$391,756 (-0.83%) Land $97,406 Building $294,350$391,756 (-0.83%) Land $97,406 Building $294,350
2025$155.00 (+3.33%) Homeowner's exemption$395,036 (+7.92%) Land $97,406 Building $297,630$395,036 (+7.92%) Land $97,406 Building $297,630
2023$150.00 Homeowner's exemption$366,045 Land $92,096 Building $273,949$366,045 Land $92,096 Building $273,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014)
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 88% of Idaho
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
MountainLink
Fixed Wireless
250 / 50

Cell Coverage

No cell data coverage reported

Nearby Properties on Silver Reef Rd

Nearby Streets

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