123 Silver Reef Rd, Sagle, ID 83860 Property Records

Bonner County property record for 123 Silver Reef Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Tax Bill	$209 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Sale
Flood Zone	Zone D (undetermined)
APN	`RP003540030100A`

Property Details

APN / Parcel Number

Primary APN	`RP003540030100A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	540 sqft Finished Area
1st Floor Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	123 SILVER REEF RD
City	SAGLE
State	ID
Zip	83860-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	5-55N-1W PONDEROSA TERRACE EST 1ST ADD BLK 3 LOT 10
Legal Range	01W
Legal Township	55N
Legal Section	05
Legal Subdivision	PONDEROSA TERRACE
Legal Block	3
Legal Lot Number	10
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1021
Census Tract	950901

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 PIPSISSEWA PL, SAGLE, ID 83860-8932
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage K ERIKPETERSON ETUX
Aug 23, 2019	Warranty Deed, Transfer ALLIANCE TITLE SANDPOINT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019
Deed Sale	Aug 23, 2019
Deed Document Number	2019943928
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Oct 8, 2021
Property Address	SAGLE, ID 83860
Document Number	0000993288
Map Reference	MB 3 PG 40
Instrument Date	Oct 8, 2021
Instrument	993288
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	NOT AVAILABLE, TITLEONE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2270 SAGE TRAIL RD, YAKIMA, WA 98901-8371

Mortgage

Document Number	0000993289
Date	Oct 8, 2021
Instrument	993289

Lender

Name	K ERIKPETERSON ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 23, 2019
Property Address	SAGLE, ID 83860
Document Number	0000943928
Map Reference	MB 3 PG 40
Instrument Date	Aug 19, 2019
Instrument	943928
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ALLIANCE TITLE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 S 10TH AVE, CALDWELL, ID 83605-4113

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$209.00	$228,116 (+290.57%) Land $97,406 Building $130,710	$228,116 (+290.57%) Land $97,406 Building $130,710
2025	$209.00 (-2.34%)	$58,406 (+1%) Land $58,406	$58,406 (+1%) Land $58,406
2023	$214.00	$53,096 Land $53,096	$53,096 Land $53,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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