37 Rustic Rdg, Sautee Nacoochee, GA 30571 Property Records

White County property record for 37 Rustic Rdg, Sautee Nacoochee, GA 30571

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3.5 ba · 2,020 sqft · built 1984
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Feb 2024)
Tax Bill	$2,379 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055 041`

Property Details

APN / Parcel Number

Primary APN	`055 041`
Alternative APNs	`79837` `89403`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	1,620 sqft
Upper Floors Area	400 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	61,420 sqft (1.41 acres)
Lot Width	40 ft Width
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	1,330 sqft
Deck Area	370 sqft
Patio Area	370 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	89403
Street Address	37 RUSTIC RDG
City	SAUTEE NACOOCHEE
State	GA
Zip	30571
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R3
Legal Description	LL13 LD6
Legal Subdivision	JANICE WOOD MORRIS
Jurisdiction	WHITE GA
Township / Civil Division	HELEN
Census Block Group	1
Census Block	1022
Census Tract	950101

Owner

37 Rustic Rdg, a residential property, is owned and occupied by two individuals who bought it in February 2024.

Source: White County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 RUSTIC RDG, SAUTEE NACOOCHEE, GA 30571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage ACOPIA
Aug 12, 2020	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG
Nov 27, 2017	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Book / Page	1921 / 6
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Feb 28, 2024
Property Address	37 RUSTIC RDG, SAUTEE NACOOCHEE, GA 30571
Document Number	0019210006
Book / Page	1921 / 6
Instrument Date	Feb 23, 2024
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 RUSTIC RDG, GA

Mortgage

Document Number	0000019218
Date	Feb 28, 2024
Instrument	1921/8

Lender

Name	ACOPIA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2054

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE GA
Recording Date	Aug 12, 2020
Property Address	37 RUSTIC RDG, SAUTEE NACOOCHEE, GA 30571
Document Number	0017650430
Book / Page	001765 / 000430
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 RUSTIC TRL DAHLONEGA GA 30533, DAHLONEGA, GA 30533

Mortgage

Document Number	17650432
Date	Aug 12, 2020
Book Page	001765/000432

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE GA
Recording Date	Nov 27, 2017
Property Address	37 RUSTIC RDG, SAUTEE NACOOCHEE, GA 30571
Document Number	0016600044
Book / Page	001660 / 000044
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 RUSTIC RDG SAUTEE NACOOCHEE GA 30571, SAUTEE NACOOCHEE, GA 30571

Mortgage

Document Number	16600045
Date	Nov 27, 2017
Book Page	001660/000045

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 37 Rustic Rdg was $2,379 with a homeowner's exemption.

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,379.00
2025		$137,624 Land $16,976 Building $120,648	$344,060 Land $42,440 Building $301,620
2024	$2,800.00
2023		$108,224 (+17.82%) Land $12,128 Building $96,096	$270,560 (+17.82%) Land $30,320 Building $240,240
2022	$2,179.00	$91,856 Land $12,128 Building $79,728	$229,640 Land $30,320 Building $199,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 Rustic Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Rustic Rdg is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 91% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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