15 Rustic Rdg, Sautee Nacoochee, GA 30571 Property Records

White County property record for 15 Rustic Rdg, Sautee Nacoochee, GA 30571

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 640 sqft · built 1983
Lot Size	0.98 acres (42,689 sqft)
Owner	Company Name on File
Last Sale	$405,000 (Apr 2024)
Tax Bill	$1,831 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055 040`

Property Details

APN / Parcel Number

Primary APN	`055 040`
Alternative APNs	`61407` `84215` `89402`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	400 sqft
Upper Floors Area	240 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	42,689 sqft (0.98 acres)
Lot Width	40 ft Width
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	171 sqft
Patio Area	308 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	89402
Street Address	15 RUSTIC RDG
City	SAUTEE NACOOCHEE
State	GA
Zip	30571
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R3
Legal Description	LL13 LD6 TR A
Legal Tract	A
Jurisdiction	WHITE GA
Township / Civil Division	HELEN
Census Block Group	1
Census Block	1022
Census Tract	950101

Owner

15 Rustic Rdg, a residential property, is owned by a company that bought it in April 2024.

Source: White County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	390 DUNCAN SPRINGS RD, ATHENS, GA 30606-4808
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage CLASSIC CITY BANK
Nov 9, 2023	Warranty Deed, Transfer
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage SHELTER HOME MORTGAGE
Mar 28, 2022	Deed, Transfer · Conventional Mortgage SHELTER HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Nov 9, 2023 · Amount on File
Deed Document Number	2024780
Deed Book / Page	1925 / 431
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	0018520103
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Apr 12, 2024
Property Address	15 RUSTIC RDG, SAUTEE NACOOCHEE, GA 30571
Document Number	0019250431
Book / Page	1925 / 431
Instrument Date	Apr 9, 2024
Instrument	2024000780
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RUSTIC RDG, GA

Mortgage

Document Number	0001925434
Date	Apr 12, 2024
Instrument	1925/434

Lender

Name	CLASSIC CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	33 Months
Due	Jan 1, 2027

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE GA
Recording Date	Nov 9, 2023
Property Address	15 RUSTIC RDG, SAUTEE NACOOCHEE, GA 30571
Document Number	0019110588
Book / Page	1911 / 588
Instrument Date	Nov 2, 2023
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RUSTIC RDG, GA

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE GA
Property Address	15 RUSTIC RDG, SAUTEE NACOOCHEE, GA 30571
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RUSTIC RDG

Mortgage

Document Number	0018530000000575
Date	Apr 19, 2022
Book Page	0000001853/0000000575

Lender

Name	SHELTER HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITE GA
Recording Date	Mar 28, 2022
Property Address	15 RUSTIC RDG, SAUTEE NACOOCHEE, GA 30571
Document Number	0018520103
Book / Page	1852 / 103
Instrument Date	Mar 28, 2022
Instrument	2022-000791
Transaction Type	Transfer
Record Updated	Jun 12, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 OAK TREE HOLW, ALPHARETTA, GA 30005-7899

Mortgage

Document Number	0001853575
Date	Mar 28, 2022
Instrument	1853/575

Lender

Name	SHELTER HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

Mortgage

Document Number	0018520000000104
Date	Apr 6, 2022
Book Page	0000001852/0000000104

Lender

Name	MIHALCEA ALIN

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 15 Rustic Rdg was $1,831.

Source: White County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,831.00
2025		$90,552 Land $11,800 Building $78,752	$226,380 Land $29,500 Building $196,880
2024	$1,886.00
2023		$74,468 (+17.64%) Land $8,428 Building $66,040	$186,170 (+17.64%) Land $21,070 Building $165,100
2022	$1,502.00	$63,304 Land $8,428 Building $54,876	$158,260 Land $21,070 Building $137,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Rustic Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Rustic Rdg is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

May also be available: Verizon.

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