37 Oak St, Silver Creek, NY 14136 Property Records

Chautauqua County and Hanover Town property record for 37 Oak St, Silver Creek, NY 14136

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,912 sqft · built 1860
Lot Size0.113 acres (4,950 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Feb 2021)
Tax Bill$3,645 (2026)
Deeds & MortgagesFeb 2021 Sale & Mortgage
APN064603 32.18-2-25

Property Details

APN / Parcel Number

Primary APN064603 32.18-2-25
Alternative APN
  • 46030320180002025000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,912 sqft Total Area
1st Floor Area1,536 sqft
2nd Floor Area1,376 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,950 sqft (0.113 acres)
Lot Dimensions99 ft deep x 50 ft wide
PorchSlab
Porch Area692 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address37 OAK ST
CitySILVER CREEK
StateNY
Zip14136-1238
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR
Legal DescriptionOLD APN: 064603 104-4-26.1
Legal Block2
Legal Lot Number25.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1031
Census Tract35100

Owner

Source: Chautauqua County and Hanover Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address37 OAK ST, SILVER CREEK, NY 14136-1238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2021 · Amount on Record
Deed SaleFeb 10, 2021 · Amount on Record
Prior SaleJul 28, 2006 · Amount on Record
Deed Document Number20211736
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateFeb 10, 2021
Property Address37 OAK ST, SILVER CREEK, NY 14136-1238
Document NumberDE2021001736
Instrument DateJan 15, 2021
InstrumentDE2021001736
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ALPINE DR, SILVER CREEK, NY 14136-1303

Mortgage

Document NumberMT2021001460
DateFeb 10, 2021
InstrumentMT2021001460
Lender
NameM & T BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Hanover Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionHanover Town
MunicipalitySilver Creek Village
Unified School DistrictSilver Creek Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,645.00 (+3.4%)
2025$3,525.00$68,000 (-) Land $4,700 Building $63,300$141,667 (+20.83%) Land $9,792 Building $131,875
2023$68,000 (-) Land $4,700 Building $63,300$117,241 (+18.96%) Land $8,103 Building $109,138
2022$68,000 Land $4,700 Building $63,300$98,551 Land $6,812 Building $91,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims62 (1979–2020)
Claims Outside the SFHA7 of 62
Most Recent ClaimNov 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSILVER CREEK VILLAGE
serves 3,100 people · EPA ID NY0600375
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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