Chautauqua County and Hanover Town property record for 31 Oak St, Silver Creek, NY 14136
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,858 sqft · built 1895 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $39,000 (Sep 2007) |
| Tax Bill | $2,616 (2026) |
| APN | 064603 32.18-2-28 |
| Primary APN | 064603 32.18-2-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,858 sqft Living Area |
| 1st Floor Area | 994 sqft |
| 2nd Floor Area | 864 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 298 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 31 OAK ST |
|---|---|
| City | SILVER CREEK |
| State | NY |
| Zip | 14136-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | OLD APN: 064603 104-4-23 |
| Legal Block | 2 |
| Legal Lot Number | 28.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 35100 |
Source: Chautauqua County and Hanover Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 OAK ST, SILVER CREEK, NY 14136-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2007 · Amount on Record |
| Deed Sale | Sep 14, 2007 · Amount on Record |
| Prior Sale | Nov 1, 2005 · Amount on Record |
| Deed Book / Page | 2635 / 499 |
| Last Transfer Date | Dec 31, 2014 |
| Transfer Doc | 0000002014/000000721 |
| Record Updated | Oct 29, 2026 |
Source: Chautauqua County and Hanover Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Hanover Town |
| Municipality | Silver Creek Village |
| Unified School District | Silver Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,616.00 (+3.44%) | ||
| 2025 | $2,529.00 | $48,800 (-) Land $8,300 Building $40,500 | $101,667 (+20.83%) Land $17,292 Building $84,375 |
| 2023 | $48,800 (-) Land $8,300 Building $40,500 | $84,138 (+18.97%) Land $14,310 Building $69,828 | |
| 2022 | $48,800 Land $8,300 Building $40,500 | $70,725 Land $12,029 Building $58,696 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 62 (1979–2020) |
| Claims Outside the SFHA | 7 of 62 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILVER CREEK VILLAGE serves 3,100 people · EPA ID NY0600375 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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