Washington County property record for 37 N Main St, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,208 sqft · built 1900 |
| Lot Size | 0.545 acres (23,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Jan 2020) |
| Tax Bill | $2,485 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-010648 |
| Primary APN | 07-010648 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,760 sqft (0.545 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 154 sqft |
| Patio Area | 752 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 010648 |
|---|---|
| Street Address | 37 N MAIN ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOTS 45/46 90X264 37 N MAIN ST |
| Legal Subdivision | SMITHSBURG |
| Legal Lot Number | 37 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2020 | Grant Deed, Transfer EMBRACE HM LOANS |
| Mar 27, 2019 | Special Warranty Deed, Transfer · Commercial Mortgage UNITED BANK |
| Nov 20, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on Record |
| Deed Sale | Jan 31, 2020 · Amount on Record |
| Prior Sale | Mar 27, 2019 · Amount on Record |
| Deed Book / Page | 6172 / 38 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 31, 2020 |
| Property Address | 37 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 0061720038 |
| Book / Page | 006172 / 000038 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37 N MAIN ST SMITHSBURG MD 217839609, SMITHSBURG, MD 21783-9609 |
| Document Number | 61720045 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 006172/000045 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 27, 2019 |
| Property Address | 37 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 0059430421 |
| Book / Page | 5943 / 0421 |
| Map Reference | FO 279 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 BEATTIE PL STE 110, 55, GREENVILLE, SC 29601-5115 |
| Name | Verified Name |
|---|---|
| Address | 17339 VIRGINIA AVE, HAGERSTOWN, MD 21740-7604 |
| Document Number | 0005943427 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 5943/427 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 20, 2018 |
| Property Address | 37 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 0058730321 |
| Book / Page | 005873 / 000321 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 N MAIN ST SMITHSBURG MD 217839609, SMITHSBURG, MD 21783-9609 |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,733 (+12.09%) | $338,700 (-) Land $59,100 Building $279,600 | |
| 2025 | $2,485.00 (+31.69%) | $272,767 (+32.24%) | $338,700 (+41.24%) Land $59,100 Building $279,600 |
| 2023 | $1,887.00 | $206,267 | $239,800 Land $59,100 Building $180,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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