Washington County property record for 36 N Main St, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,326 sqft · built 1993 |
| Lot Size | 0.238 acres (10,378 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jan 2024) |
| Tax Bill | $1,982 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-004265 |
| Primary APN | 07-004265 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,326 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,378 sqft (0.238 acres) |
| Deck Area | 96 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 004265 |
|---|---|
| Street Address | 36 N MAIN ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | 82.5X125 36 N MAIN ST |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 11301 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36 N MAIN ST, SMITHSBURG, MD 21783-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Aug 27, 2019 | Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on Record |
| Deed Sale | Jan 5, 2024 · Amount on Record |
| Prior Sale | Aug 27, 2019 · Amount on Record |
| Deed Book / Page | 7384 / 432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 5, 2024 |
| Property Address | 36 N MAIN ST, SMITHSBURG, MD 21783-9606 |
| Document Number | 0073840432 |
| Book / Page | 7384 / 432 |
| Map Reference | LB 1123 FO 632 |
| Instrument Date | Dec 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | TRI ST SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 N MAIN ST, SMITHSBURG, MD 21783-9606 |
| Document Number | 0073840439 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 7384-0439 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Number | 0073840459 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 7384/459 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LANHAM, MD 20706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 27, 2019 |
| Property Address | 36 N MAIN ST, SMITHSBURG, MD 21783-9606 |
| Document Number | 0060510118 |
| Book / Page | 6051 / 0118 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MADISON SETMNT SVCS HAGERSTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 36 N MAIN ST, SMITHSBURG, MD 21783-9606 |
| Document Number | 0060510124 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 6051/0124 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, WV 25313 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.05% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.05% |
| Index | 1-Year CMT |
| Max Rate | 8.05% |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,982.00 (+5.65%) Homeowner's exemption | $239,467 (+10.24%) | $261,700 (-) Land $55,100 Building $206,600 |
| 2025 | $1,876.00 (+17.18%) Homeowner's exemption | $217,233 (+24.11%) | $261,700 (+34.21%) Land $55,100 Building $206,600 |
| 2023 | $1,601.00 | $175,033 | $195,000 Land $55,100 Building $139,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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