37 Monroe Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 37 Monroe Ave, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,457 sqft · built 1985
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Apr 1999)
Tax Bill$4,438 (2026)
Flood ZoneZone X (minimal risk)
APN361200 288.14-1-65

Property Details

APN / Parcel Number

Primary APN361200 288.14-1-65
Alternative APNs
  • 120028801400010650000000
  • 3911 2357

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,457 sqft Living Area
1st Floor Area1,457 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions132 ft deep x 100 ft wide
Garage TypeBasement
PorchSlab
Porch Area73 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2357
Street Address37 MONROE AVE
CityONEONTA
StateNY
Zip13820-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code120
Legal Block1
Legal Lot Number65.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2000
Census Tract591000

Owner

37 Monroe Ave is owned and occupied by two individuals who bought it in April 1999.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address37 MONROE AVE, ONEONTA, NY 13820-1412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 1999 · Amount on File
Deed SaleApr 9, 1999 · Amount on File
Deed Book / Page862 / 149
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 37 Monroe Ave was $4,438 with a homeowner's exemption, up 16.1% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,438.00 (+16.06%) Homeowner's exemption
2025$3,824.00$114,000 Land $25,200 Building $88,800$160,563 Land $35,493 Building $125,070
2023$114,000 Land $25,200 Building $88,800$140,741 Land $31,111 Building $109,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2006–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Monroe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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