34 Monroe Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 34 Monroe Ave, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 572 sqft · built 1925
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$79,900 (Oct 2015)
Tax Bill	$3,088 (2026)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`361200 288.17-2-45`

Property Details

APN / Parcel Number

Primary APN	`361200 288.17-2-45`
Alternative APNs	`120028801700020450000000` `3911 2360`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	572 sqft Living Area
1st Floor Area	572 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1981
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	115 ft deep x 53 ft wide
Porch	Slab
Porch Area	384 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 2360
Street Address	34 MONROE AVE
City	ONEONTA
State	NY
Zip	13820-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	120
Legal Block	2
Legal Lot Number	45.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2001
Census Tract	591000

Owner

34 Monroe Ave is owned by two individuals who bought it in October 2015.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 MONROE AVE, ONEONTA, NY 13820-1410
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2015 · Amount on File
Deed Sale	Oct 1, 2015 · Amount on File
Prior Sale	Jan 18, 2011 · Amount on File
Deed Book / Page	2015 / 4735
Record Updated	Oct 29, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Mar 18, 2019
Property Address	34 MONROE AVE, ONEONTA, NY 13820-1410
Document Number	0000001191
Instrument Date	Mar 6, 2019
Instrument	1191
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46-48 MONROE AVE ONEONTA NY 13820, ONEONTA, NY 13820

Tax Assessment & Valuation

The 2026 property tax bill for 34 Monroe Ave was $3,088, up 2.6% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,088.00 (+2.56%)
2025	$3,011.00	$79,000 Land $14,100 Building $64,900	$111,268 Land $19,859 Building $91,409
2023		$79,000 Land $14,100 Building $64,900	$97,531 Land $17,407 Building $80,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2006–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Monroe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20