Kenton County property record for 37 May St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,924 sqft · built 1951 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,500 (Nov 2020) |
| Tax Bill | $3,083 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Nov 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-31-012.00 |
| Primary APN | 003-40-31-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Finished Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 37 MAY ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 1586-1587 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 1586-15 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 65700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37 MAY ST, ELSMERE, KY 41018-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 20, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE |
| Dec 5, 2019 | Trustee's Deed, Construction Loan · Line of Credit HERITAGE BK |
| Nov 6, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Oct 21, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 29, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on Record |
| Deed Sale | Nov 20, 2020 · Amount on Record |
| Prior Sale | Nov 6, 2019 · Amount on Record |
| Deed Document Number | 20205900163 |
| Deed Book / Page | 56 / 875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 12, 2022 |
| Property Address | 37 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0005900150 |
| Book / Page | 189 / 413 |
| Map Reference | PL 293 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 22091205900150 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 INDIANA AVE, FORT THOMAS, KY 41075-1513 |
| Name | Verified Name |
|---|---|
| Address | 37 MAY ST, ELSMERE, KY 41018-2114 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900151 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 22091205900151 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 20, 2020 |
| Property Address | 37 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0000000163 |
| Book / Page | 000056 / 000875 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 163 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 8, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 MAY ST ELSMERE KY 410182114, ELSMERE, KY 41018-2114 |
| Document Number | 164 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 00M130/000001 |
| Instrument | 164 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 5, 2019 |
| Property Address | 37 MAY ST, ELSMERE, KY 41018-2114 |
| Book / Page | 0C6819 / 000268 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 258 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1699 UPPER TUG FORK RD ALEXANDRIA KY 410018877, ALEXANDRIA, KY 41001-8877 |
| Document Number | 0000000258 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 0C6819/000268 |
| Instrument | 258 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | COLD SPRING, KY 41076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 4, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 6, 2019 |
| Property Address | 37 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0000000207 |
| Book / Page | 0C6796 / 000004 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 207 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1699 UPPER TUG FORK RD ALEXANDRIA KY 410018877, ALEXANDRIA, KY 41001-8877 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 21, 2019 |
| Property Address | 37 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0000000219 |
| Book / Page | 0C6783 / 000176 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 219 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 73 CAVALIER BLVD #302 FLORENCE KY 410425183, 302, FLORENCE, KY 41042-5183 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 29, 2019 |
| Property Address | 37 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0000000206 |
| Book / Page | 0C6790 / 000032 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 206 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1699 UPPER TUG FORK RD ALEXANDRIA KY 410018877, ALEXANDRIA, KY 41001-8877 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,000 (-) Land $20,000 Building $183,000 | $203,000 (-) Land $20,000 Building $183,000 | |
| 2025 | $3,083.00 (+1.35%) | $203,000 (-) Land $20,000 Building $183,000 | $203,000 (-) Land $20,000 Building $183,000 |
| 2023 | $3,042.00 | $203,000 Land $20,000 Building $183,000 | $203,000 Land $20,000 Building $183,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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