Kenton County property record for 35 May St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 726 sqft · built 1923 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 2025) |
| Tax Bill | $1,458 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-31-013.00 |
| Primary APN | 003-40-31-013.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 726 sqft Finished Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 35 MAY ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOT 1585 & PT LOT 1584 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 1585,15 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 65700 |
Source: Kenton County records · APN 003-40-31-013.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 MAY ST, ELSMERE, KY 41018-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 30, 2025 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 09, 2021 | Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 16, 2020 | Warranty Deed, Construction Loan · Construction Mortgage MM LNDG LLC |
| Oct 16, 2020 | Deed of Trust, Construction Loan · Construction Mortgage MM LNDG LLC |
| Mar 03, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Jul 09, 2021 · Amount on Record |
| Deed Document Number | 202583 |
| Deed Book / Page | 365 / 956 |
| Prior Transfer Date | Dec 27, 2013 |
| Prior Transfer Doc | 0005900146 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 30, 2025 |
| Property Address | 35 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0005900083 |
| Book / Page | KC 365 / 956 |
| Map Reference | MB 64 PG 60 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 25093005900083 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 SANDERS DR, FLORENCE, KY 41042-2111 |
| Name | Verified Name |
|---|---|
| Address | 35 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0005900084 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 25093005900084 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 09, 2021 |
| Property Address | 35 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0005900086 |
| Book / Page | 102 / 582 |
| Map Reference | MB 64 PG 640 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 21070905900086 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6900 HOUSTON RD STE 27, 27, FLORENCE, KY 41042-4890 |
| Name | Verified Name |
|---|---|
| Address | 35 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0005900087 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 21070905900087 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 16, 2020 |
| Property Address | 35 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0000000090 |
| Book / Page | 000049 / 000979 |
| Instrument Date | Oct 08, 2020 |
| Instrument | 90 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 02, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6900 HOUSTON RD #27 FLORENCE KY 410424890, 27, FLORENCE, KY 41042-4890 |
| Investor | Possibly a Property Investor |
| Document Number | 91 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 00M112/000861 |
| Instrument | 91 |
| Name | MM LNDG LLC |
|---|---|
| Address | LOUISVILLE, KY 40207 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 16, 2020 |
| Property Address | 35 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0000000091 |
| Book / Page | 00M112 / 000861 |
| Instrument Date | Oct 07, 2020 |
| Instrument | 91 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 28, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 35 MAY ST ELSMERE KY 410182114, ELSMERE, KY 41018-2114 |
| Document Number | 0000000091 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 00M112/000861 |
| Instrument | 91 |
| Name | MM LNDG LLC |
|---|---|
| Address | LOUISVILLE, KY 40207 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 03, 2017 |
| Property Address | 35 MAY ST, ELSMERE, KY 41018-2114 |
| Document Number | 0000000363 |
| Book / Page | 0C6108 / 000112 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 363 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 MAY ST ELSMERE KY 410182114, ELSMERE, KY 41018-2114 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,458.00 (-1.02%) | $96,000 (-) Land $15,000 Building $81,000 | $96,000 (-) Land $15,000 Building $81,000 |
| 2024 | $1,473.00 (+2.36%) | $96,000 (-) Land $15,000 Building $81,000 | $96,000 (-) Land $15,000 Building $81,000 |
| 2023 | $1,439.00 | $96,000 Land $15,000 Building $81,000 | $96,000 Land $15,000 Building $81,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 470 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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