37 Martz Ln, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 37 Martz Ln, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,362 sqft · built 2016
Lot Size	9.4 acres (409,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Jul 2021)
Tax Bill	$9,347 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-022836`

Property Details

APN / Parcel Number

Primary APN	`29-022836`
Alternative APN	`022836`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,362 sqft Total Area
Basement Area	248 sqft
Finished Basement	2,833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	409,464 sqft (9.4 acres)
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	100 sqft
Porch	Slab
Porch Area	912 sqft
Patio Area	758 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022836
Street Address	37 MARTZ LN
City	CUMBERLAND
State	MD
Zip	21502-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.40 AC 37 MARTZ LN LOT 5
Legal Subdivision	ALLEGANY COUNTY
Legal Lot Number	5
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1000
Census Tract	1401

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 MARTZ LN, CUMBERLAND, MD 21502-7705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jul 15, 2021	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Sep 24, 2020	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS
Apr 10, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Book / Page	2682 / 434
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	37 MARTZ LN, LAVALE, MD 21502-7705
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002877-0412
Date	May 9, 2023
Book Page	2877/412

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jul 15, 2021
Property Address	37 MARTZ LN, LAVALE, MD 21502-7705
Document Number	002682-0434
Book / Page	2682 / 434
Instrument Date	Jul 12, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTICUS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 MARTZ LN, CUMBERLAND, MD 21502-7705

Mortgage

Document Number	0002682442
Date	Jul 15, 2021
Instrument	2682/442

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 24, 2020
Property Address	37 MARTZ LN, LAVALE, MD 21502-7705
Document Number	0025880139
Book / Page	002588 / 000139
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTICUS TITLE SERVICES LLC, ATTICUS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,788.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 MARTZ LN LAVALE MD 215027705, LAVALE, MD 21502-7705

Mortgage

Document Number	25880145
Date	Sep 24, 2020
Book Page	002588/000145

Lender

Name	BROKER SOLUTIONS
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 10, 2018
Property Address	37 MARTZ LN, LAVALE, MD 21502-7705
Document Number	0023710479
Book / Page	002371 / 000479
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	37 MARTZ LN LAVALE MD 215027705, LAVALE, MD 21502-7705

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,067 (+14.66%)	$828,800 (+10.27%) Land $69,500 Building $759,300
2025	$9,347.00 (+22.78%) Homeowner's exemption
2023	$7,613.00	$700,400	$751,600 Land $64,000 Building $687,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

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