21 Martz Ln, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 21 Martz Ln, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,014 sqft · built 1938
Lot Size	0.443 acres (19,286 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Mar 2021)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-021988`

Property Details

APN / Parcel Number

Primary APN	`29-021988`
Alternative APN	`021988`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,014 sqft Total Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,286 sqft (0.443 acres)
Porch	Slab
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021988
Street Address	21 MARTZ LN
City	CUMBERLAND
State	MD
Zip	21502-7705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21 MARTZ LN OLD NATL HWY 106X194 ALONG C&P RWY 116X152
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1000
Census Tract	1401

Owner

21 Martz Ln is owned and occupied by two individuals who bought it in March 2021.

Source: Allegany County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 MARTZ LN, CUMBERLAND, MD 21502-7705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST
Jan 25, 2018	Grant Deed, Transfer OTHER
Dec 14, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Apr 10, 2018 · Amount on File
Deed Book / Page	2640 / 430
Prior Transfer Date	Nov 30, 2017
Prior Transfer Doc	002347-0362
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 17, 2021
Property Address	21 MARTZ LN, LAVALE, MD 21502-7705
Document Number	002640-0430
Book / Page	2640 / 430
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 MARTZ LN, CUMBERLAND, MD 21502-7705

Mortgage

Document Number	0002640436
Date	Mar 17, 2021
Instrument	2640/436

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 25, 2018
Property Address	21 MARTZ LN, LAVALE, MD 21502-7705
Document Number	0023550407
Book / Page	002355 / 000407
Instrument Date	Jan 5, 2018
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$353.01
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 14, 2017
Property Address	21 MARTZ LN, LAVALE, MD 21502-7705
Document Number	0023470362
Book / Page	002347 / 000362
Instrument Date	Aug 30, 2017
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$353.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 MARTZ LN LAVALE MD 215027705, LAVALE, MD 21502-7705
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 21 Martz Ln was $1,838.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,300	$167,400 Land $47,100 Building $120,300
2025	$1,838.00
2023	$1,368.00	$125,900	$140,100 Land $41,700 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Martz Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Martz Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

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