Monmouth County and Spring Lake Borough property record for 37 Ludlow Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 2.5 ba · 4,624 sqft · built 1887 |
| Lot Size | 0.379 acres (16,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Apr 1995) |
| Tax Bill | $25,860 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00109-0000-00009 |
| Primary APN | 47-00109-0000-00009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 4,624 sqft Living Area |
| 1st Floor Area | 2,110 sqft |
| Upper Floors Area | 2,514 sqft |
| Basement Area | 699 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Other |
| Lot Area | 16,501 sqft (0.379 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 37 LUDLOW AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | L10 |
| Legal Subdivision | INCL |
| Legal Block | 109 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37 LUDLOW AVE, SPRING LAKE, NJ 07762-1562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 1995 · Amount on Record |
| Deed Sale | Apr 28, 1995 · Amount on Record |
| Deed Book / Page | 5404 / 550 |
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,190,300 (+9.39%) Land $5,432,300 Building $758,000 | $6,190,300 (+9.39%) Land $5,432,300 Building $758,000 | |
| 2025 | $25,860.00 (-2.22%) | $5,658,700 (+7.15%) Land $4,932,300 Building $726,400 | $5,658,700 (+7.15%) Land $4,932,300 Building $726,400 |
| 2024 | $26,446.00 (+4.24%) | ||
| 2023 | $5,280,900 Land $4,620,800 Building $660,100 | $5,280,900 Land $4,620,800 Building $660,100 | |
| 2022 | $25,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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