Monmouth County and Spring Lake Borough property record for 35 Ludlow Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,261 sqft · built 1955 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $23,400 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00109-0000-00007 |
| Primary APN | 47-00109-0000-00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,261 sqft Living Area |
| 1st Floor Area | 2,213 sqft |
| Basement Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 664 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 35 LUDLOW AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | L8 |
| Legal Subdivision | SPRING LAKE |
| Legal Block | 109 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 811 SPINDRIFT DR, DEL MAR, CA 92014-3925 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 1, 2021 | Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Nov 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 9, 2020 |
| Transfer Doc | 0000139986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 35 LUDLOW AVE, SPRING LAKE, NJ 07762 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | GREEN LABEL TITLE |
| Name | Verified Name |
|---|---|
| Address | 14730 CAMINITO VISTA ESRTERLLADO, DEL MAR, CA 92014-3958 |
| Document Number | 0097722124 |
|---|---|
| Date | Dec 24, 2025 |
| Book Page | 9772/2124 |
| Instrument | 2025103165 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 1, 2021 |
| Property Address | 35 LUDLOW AVE, SPRING LAKE, NJ 07762 |
| Document Number | 0095614755 |
| Book / Page | 9561 / 4755 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021171885 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 LUDLOW AVE, 35, SPRING LAKE, NJ 07762 |
| Name | Verified Name |
|---|---|
| Address | 35 LUDLOW AVE, SPRING LAKE, NJ 07762 |
| Document Number | 2021171886 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021171886 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 24, 2020 |
| Property Address | 35 LUDLOW AVE, SPRING LAKE, NJ 07762 |
| Document Number | 0000139986 |
| Book / Page | 009459 / 007927 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 139986 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 33 LUDLOW AVE SPRING LAKE NJ 077621562, SPRING LAKE, NJ 07762-1562 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,634,600 (+10.04%) Land $5,293,000 Building $341,600 | $5,634,600 (+10.04%) Land $5,293,000 Building $341,600 | |
| 2025 | $23,400.00 (+1.9%) | $5,120,400 (+11.74%) Land $4,793,000 Building $327,400 | $5,120,400 (+11.74%) Land $4,793,000 Building $327,400 |
| 2024 | $22,964.00 (+4.62%) | ||
| 2023 | $4,582,300 Land $4,481,500 Building $100,800 | $4,582,300 Land $4,481,500 Building $100,800 | |
| 2022 | $21,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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