37 Lower Shad Rd, Pound Ridge, NY 10576 Property Records

Westchester County and Pound Ridge Town property record for 37 Lower Shad Rd, Pound Ridge, NY 10576

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,403 sqft · built 1955
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Jul 2024)
Tax Bill	$20,002 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`554600 9318-23`

Property Details

APN / Parcel Number

Primary APN	`554600 9318-23`
Alternative APNs	`460000931800000230000000` `05`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,403 sqft Living Area
1st Floor Area	1,438 sqft
2nd Floor Area	965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	111,078 sqft (2.55 acres)
Porch	Slab
Porch Area	296 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	05
Street Address	37 LOWER SHAD RD
City	POUND RIDGE
State	NY
Zip	10576-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Lot Number	23.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	POUND RIDGE
Census Block Group	2
Census Block	2010
Census Tract	12400

Owner

37 Lower Shad Rd is owned and occupied by two individuals who bought it in July 2024.

Source: Westchester County and Pound Ridge Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Aug 4, 2023	Intrafamily Transfer, Transfer BLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on File
Deed Sale	Jul 23, 2024 · Amount on File
Prior Sale	Oct 4, 2005 · Amount on File
Deed Document Number	20243515
Prior Transfer Date	Jul 27, 2023
Prior Transfer Doc	0000003401
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	37 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	BLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0632153221
Date	Aug 4, 2023
Instrument	632153221

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 4, 2023
Property Address	37 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Document Number	0632023401
Map Reference	MAP 11471
Instrument Date	Jul 27, 2023
Instrument	632023401
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	BLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 LOWER SHAD RD, POUND RIDGE, NY 10576-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 W 24TH ST, NEW YORK, NY 10011-1205

Tax Assessment & Valuation

The 2026 property tax bill for 37 Lower Shad Rd was $20,002, down 2.9% from the year before.

Source: Westchester County and Pound Ridge Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pound Ridge Town
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,002.00 (-2.93%)
2025	$20,606.00	$118,060 (-17.15%) Land $60,000 Building $58,060	$939,968 (-15.17%) Land $477,707 Building $462,261
2024		$142,500 (-) Land $40,000 Building $102,500	$1,108,087 (+11.2%) Land $311,042 Building $797,045
2023		$142,500 (-) Land $40,000 Building $102,500	$996,503 (+12.31%) Land $279,720 Building $716,783
2022		$142,500 Land $40,000 Building $102,500	$887,298 Land $249,066 Building $638,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37 Lower Shad Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Lower Shad Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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