25 Lower Shad Rd, Pound Ridge, NY 10576 Property Records

Westchester County and Pound Ridge Town property record for 25 Lower Shad Rd, Pound Ridge, NY 10576

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,005 sqft · built 2020
Lot Size	11.9 acres (520,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,495,000 (Dec 2020)
Tax Bill	$41,964 (2026)
Deeds & Mortgages	Dec 2020 Sale Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554600 9318-45.2`

Property Details

APN / Parcel Number

Primary APN	`554600 9318-45.2`
Alternative APNs	`460000931800000450020000` `05`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,005 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Lot Area	520,106 sqft (11.9 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	05
Street Address	25 LOWER SHAD RD
City	POUND RIDGE
State	NY
Zip	10576-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Lot Number	45.002
Jurisdiction	WESTCHESTER NY
Township / Civil Division	POUND RIDGE
Census Block Group	2
Census Block	2010
Census Tract	12400

Owner

Source: Westchester County and Pound Ridge Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed, Subdivision Related Transfer FIRST AMERICAN TITLE INS CO
Mar 23, 2020	Grant Deed, Transfer NATIONAL REAL ESTATE SERVICES INC, NATIONAL REAL ESTATE SVCS INC
Mar 5, 2020	Grant Deed, Transfer · Conventional with PMI JOAN O'BRIEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Mar 5, 2020 · Amount on Record
Deed Document Number	2020603393602
Record Updated	Oct 29, 2026

December 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 23, 2020
Property Address	25 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Document Number	0603393602
Instrument Date	Dec 11, 2020
Instrument	603393602
Transaction Type	Subdivision Related Transfer
Record Updated	May 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$5,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 ARBOR CRST, 172, SOMERS, NY 10589-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 W 30TH ST APT 26J, 26J, NEW YORK, NY 10001-1379

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 23, 2020
Property Address	25 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Document Number	0600703072
Book / Page	060070 / 003072
Instrument Date	Mar 10, 2020
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	NATIONAL REAL ESTATE SERVICES INC, NATIONAL REAL ESTATE SVCS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9 PARK VIEW PL POUND RIDGE NY 105761208, POUND RIDGE, NY 10576-1208

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 5, 2020
Property Address	25 LOWER SHAD RD, POUND RIDGE, NY 10576-2216
Document Number	0600373234
Book / Page	060037 / 003234
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	ALL NEW YORK TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 PARK VIEW PL POUND RIDGE NY 105761208, POUND RIDGE, NY 10576-1208

Mortgage

Document Number	600643366
Date	Mar 5, 2020
Book Page	060064/003366

Lender

Name	JOAN O'BRIEN
Address	97 HICKORY KINGDOM RD, BEDFORD, NY 10506-2011

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westchester County and Pound Ridge Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pound Ridge Town
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$41,964.00 (+2.18%)
2025	$41,069.00	$284,000 (-) Land $78,000 Building $206,000	$2,261,146 (+2.39%) Land $621,019 Building $1,640,127
2024		$284,000 (-) Land $78,000 Building $206,000	$2,208,398 (+11.2%) Land $606,532 Building $1,601,866
2023		$284,000 Land $78,000 Building $206,000	$1,986,014 Land $545,455 Building $1,440,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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