37 Hatchechubee Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 37 Hatchechubee Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 2002
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2026)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Oct 2011 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18A 10 323`

Property Details

APN / Parcel Number

Primary APN	`18A 10 323`
Alternative APN	`6354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	2,614 sqft
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	94 sqft
Deck Area	120 sqft
Balcony Area	8 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6354
Street Address	37 HATCHECHUBEE RD
City	PALMYRA
State	VA
Zip	22963-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 672-549 CHEROKEE-10 LOT 323 15,000 SF
Legal Subdivision	CHEROKEE
Legal Block	32
Legal Lot Number	323
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1001
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 HATCHECHUBEE RD, PALMYRA, VA 22963-3133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 18, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jan 13, 2026	Bargain and Sale Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Feb 23, 2006	Warranty Deed, Transfer · Conventional Mortgage WACHOVIA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Jan 13, 2026 · Amount on Record
Deed Document Number	2026770
Record Updated	Oct 29, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	37 HATCHECHUBEE RD, PALMYRA, VA 22963-3133
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000850/730
Date	Oct 3, 2011
Book Page	850/730
Instrument	1103013

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2041

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 18, 2026
Property Address	37 HATCHECHUBEE RD, PALMYRA, VA 22963-3133
Document Number	0260000770
Map Reference	MB 103 PG 334-338
Instrument Date	Mar 9, 2026
Instrument	260000770
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HATCHECHUBEE RD, PALMYRA, VA 22963-3133

Mortgage

Document Number	0260000771
Date	Mar 18, 2026
Instrument	260000771

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0260000772
Date	Mar 18, 2026
Instrument	260000772

Lender

Name	FVCBANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 13, 2026
Property Address	37 HATCHECHUBEE RD, PALMYRA, VA 22963-3133
Document Number	0260000109
Map Reference	MB 103 PG 334
Instrument Date	Jan 6, 2026
Instrument	260000109
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 833, WETUMPKA, AL 36092-0014
Investor	Possibly a Property Investor

Mortgage

Document Number	0260000110
Date	Jan 13, 2026
Instrument	260000110

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 23, 2006
Property Address	37 HATCHECHUBEE RD, PALMYRA, VA 22963-3133
Document Number	672/549
Book / Page	672 / 549
Map Reference	DD103 PG334-338
Instrument Date	Feb 14, 2006
Instrument	1026
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HATCHECHUBEE RD, PALMYRA, VA 22963-3133

Mortgage

Document Number	000672/551
Date	Feb 23, 2006
Book Page	672/551
Instrument	1027

Lender

Name	WACHOVIA MORTGAGE CORP
Type	Mortgage Company
Address	RALEIGH, NC 27607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2036

Interest

Rate	6.12%

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,600 (-) Land $28,500 Building $230,100	$258,600 (-) Land $28,500 Building $230,100
2025	$1,952.00 (+0.67%)	$258,600 (+47.86%) Land $28,500 Building $230,100	$258,600 (+47.86%) Land $28,500 Building $230,100
2024	$1,939.00 (+31.37%)
2023		$174,900 Land $28,500 Building $146,400	$174,900 Land $28,500 Building $146,400
2022	$1,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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