36 Hatchechubee Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 36 Hatchechubee Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,168 sqft · built 2001
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Last Sale	$318,000 (Mar 2022)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Jun 2005 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18A 10 317`

Property Details

APN / Parcel Number

Primary APN	`18A 10 317`
Alternative APN	`4506`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	1,168 sqft
Basement Area	1,168 sqft
Finished Basement	1,168 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,379 sqft (0.376 acres)
Terrain	Rolling
View / Lot	Corner
Porch	Porch
Porch Area	48 sqft
Deck Area	508 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4506
Street Address	36 HATCHECHUBEE RD
City	PALMYRA
State	VA
Zip	22963-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 220000949 CHEROKEE-10 LOT 317 16,365 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	31
Legal Lot Number	317
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1001
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 HATCHECHUBEE RD, PALMYRA, VA 22963-3136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2005	Deed of Trust, Mortgage · ARM LEHMAN BROTHERS BANK FSB
Mar 16, 2022	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE
Nov 12, 2021	Foreclosure ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING LL
May 24, 2018	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	2022949
Record Updated	Oct 29, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	36 HATCHECHUBEE RD, PALMYRA, VA 22963-3136
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000637/926
Date	Jun 21, 2005
Book Page	637/926
Instrument	4057

Lender

Name	LEHMAN BROTHERS BANK FSB
Type	Bank
Address	GAITHERSBURG, MD 20879

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	May 1, 2010
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	12.5%
Index	6-Month LIBOR
Max Rate	12.5%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 16, 2022
Property Address	36 HATCHECHUBEE RD, PALMYRA, VA 22963-3136
Document Number	0220000949
Map Reference	DB 103 PG 334
Instrument Date	Mar 8, 2022
Instrument	220000949
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	GHS TITLE INC, RGS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HATCHECHUBEE RD, PALMYRA, VA 22963-3136

Mortgage

Document Number	0220000950
Date	Mar 16, 2022
Instrument	220000950

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

November 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	FLUVANNA VA
Recording Date	Nov 12, 2021
Property Address	36 HATCHECHUBEE RD, PALMYRA, VA 22963-3136
Document Number	0210005633
Map Reference	DB 103 PG 334
Instrument Date	Nov 10, 2021
Instrument	210005633
Transaction Type	Foreclosure
Record Updated	Jun 13, 2023
Title Company	ADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING LL

Transaction

Amount	Amount Recorded
Tax	$256.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8100 THREE CHOPT RD # RD240, RD240, RICHMOND, VA 23229-4833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 CARRIAGE HILL DR, FOREST, VA 24551-2719
Investor	Possibly a Property Investor

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 24, 2018
Property Address	36 HATCHECHUBEE RD, PALMYRA, VA 22963-3136
Document Number	0001801576
Map Reference	PB 103 PG 334
Instrument Date	May 15, 2018
Instrument	1801576
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HATCHECHUBEE RD, PALMYRA, VA 22963-3136

Mortgage

Document Number	0001801577
Date	May 24, 2018
Instrument	1801577

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,500 (-) Land $30,000 Building $362,500	$392,500 (-) Land $30,000 Building $362,500
2025	$2,963.00 (+0.68%)	$392,500 (+49.01%) Land $30,000 Building $362,500	$392,500 (+49.01%) Land $30,000 Building $362,500
2024	$2,943.00 (+32.39%)
2023		$263,400 Land $30,000 Building $233,400	$263,400 Land $30,000 Building $233,400
2022	$2,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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