37 Guy Rd, Old Fort, NC 28762 Property Records

McDowell County property record for 37 Guy Rd, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,666 sqft · built 1961
Lot Size	0.46 acres (20,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2023)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0761-00-73-5128`

Property Details

APN / Parcel Number

Primary APN	`0761-00-73-5128`
Alternative APNs	`71875` `79571`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,666 sqft Heated Area
Gross Area	2,040 sqft
1st Floor Area	1,666 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,137 sqft (0.46 acres)
Lot Depth	172 ft Depth
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79571
Street Address	37 GUY RD
City	OLD FORT
State	NC
Zip	28762-9753
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.48 AC PER 4-25-97 SURVEY
Legal Subdivision	MACKEY CREEK
Legal Lot Number	1
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	2
Census Block	2018
Census Tract	970700

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 GUY RD, OLD FORT, NC 28762-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 12, 2020	Warranty Deed, Transfer PRIME LNDG
Nov 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	20231472
Deed Book / Page	1431 / 158
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0012300692
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 3, 2023
Property Address	37 GUY RD, OLD FORT, NC 28762-9753
Document Number	0014310158
Book / Page	1431 / 158
Instrument Date	Apr 3, 2023
Instrument	2023001472
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5531 N STATE ROAD 1, OSSIAN, IN 46777-9651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 GUY RD, OLD FORT, NC 28762-9753

Mortgage

Document Number	2023001473
Date	Apr 3, 2023
Instrument	2023001473

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 12, 2020
Property Address	37 GUY RD, OLD FORT, NC 28762-9753
Document Number	0013030445
Book / Page	001303 / 000445
Instrument Date	Mar 10, 2020
Instrument	1252
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37 GUY RD OLD FORT NC 287629753, OLD FORT, NC 28762-9753

Mortgage

Document Number	13030449
Date	Mar 12, 2020
Book Page	001303/000449
Instrument	1253

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Mortgage

Document Number	13030463,
Date	Mar 12, 2020
Book Page	001303/000463
Instrument	1254

Lender

Name	PRIME LNDG
Address	RALEIGH, NC 27611-8066

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 11, 2035

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 30, 2017
Property Address	37 GUY RD, OLD FORT, NC 28762-9753
Document Number	0012300692
Book / Page	001230 / 000692
Instrument Date	Nov 20, 2017
Instrument	5760
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 GUY RD OLD FORT NC 287629753, OLD FORT, NC 28762-9753

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,808.00 (+197.37%)	$255,390 (+188.9%) Land $10,000 Building $245,390
2023	$608.00	$88,400 Land $10,000 Building $78,400	$255,390 Land $10,000 Building $245,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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