387 Guy Rd, Old Fort, NC 28762 Property Records

McDowell County property record for 387 Guy Rd, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,408 sqft · built 2012
Lot Size	5.32 acres (232,175 sqft)
Owner	Individual Name on Record
Last Sale	$382,000 (May 2022)
Tax Bill	$1,584 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0761-00-64-3541`

Property Details

APN / Parcel Number

Primary APN	`0761-00-64-3541`
Alternative APNs	`57701` `77590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,408 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	232,175 sqft (5.32 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77590
Street Address	387 GUY RD
City	OLD FORT
State	NC
Zip	28762-7743
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	5.33 AC LT 2 PB 17/34
Legal Lot Number	2
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	2
Census Block	2018
Census Tract	970700

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	387 GUY RD, OLD FORT, NC 28762-7743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 25, 2022	Warranty Deed, Transfer · Seller Carry-Back BRADFORD B OWEN JR ETUX
Aug 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	0001400990
Deed Book / Page	1400 / 990
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	388 GUY RD # &, &, OLD FORT, NC 28762-7743
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013520333
Date	May 5, 2021
Book Page	1352/333
Instrument	2021002923

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 25, 2022
Property Address	388 GUY RD # &, &, OLD FORT, NC 28762-7743
Document Number	0014000990
Book / Page	1400 / 990
Map Reference	MB 17 PG 34
Instrument Date	May 25, 2022
Instrument	2022003227
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 GUY RD, OLD FORT, NC 28762-7745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 CHRISTIAN CREEK RD # B, B, SWANNANOA, NC 28778-2738

Mortgage

Document Number	2022003228
Date	May 25, 2022
Instrument	2022003228

Lender

Name	BRADFORD B OWEN JR ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	38 Months
Due	Jul 1, 2025

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 20, 2021
Property Address	388 GUY RD # &, &, OLD FORT, NC 28762-7743
Document Number	0013660278
Book / Page	1366 / 278
Map Reference	MB 17 PG 34
Instrument Date	Aug 18, 2021
Instrument	2021005372
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 WESTMINSTER AVE, WESTMINSTER, MD 21157-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 GUY RD, OLD FORT, NC 28762-7745

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,584.00 (+8.79%)	$223,770 (+5.67%) Land $27,290 Building $196,480
2023	$1,456.00	$211,770 Land $27,290 Building $184,480	$223,770 Land $27,290 Building $196,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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