37 Frederick St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 37 Frederick St, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,657 sqft · built 1970
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Owner Names on File
Last Sale	$385,000 (Jun 2011)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392289 20.14-4-14`

Property Details

APN / Parcel Number

Primary APN	`392289 20.14-4-14`
Alternative APNs	`228902001400040140000000` `0010011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,657 sqft Living Area
1st Floor Area	1,509 sqft
Basement Area	1,148 sqft
Finished Basement	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	170 ft deep x 111 ft wide
Garage Type	Basement
Porch	Open Porch
Porch Area	228 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0010011
Old Parcel Number	228902001400040140000000
Street Address	37 FREDERICK ST
City	GARNERVILLE
State	NY
Zip	10923-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	915
Legal Description	49.-6-18
Legal Subdivision	CHAPEL HILL HOMES
Legal Block	4
Legal Lot Number	14.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	1
Census Block	1001
Census Tract	10501

Owner

Source: Rockland County and Haverstraw Town records · APN 392289 20.14-4-14

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	37 FREDERICK ST, GARNERVILLE, NY 10923-1007
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2011 · Amount on Record
Deed Sale	Jun 08, 2011 · Amount on Record
Prior Sale	Jun 08, 2011 · Amount on Record
Deed Document Number	2011-00021323
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	37 FREDERICK ST, GARNERVILLE, NY 10923-1007
Document Number	0000009081
Instrument Date	Feb 04, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 FREDERICK ST GARNERVILLE NY 109231007, GARNERVILLE, NY 10923-1007

Mortgage

Document Number	0000009081
Date	Mar 16, 2017
Instrument	9081

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2024	$300,400 (-) Land $103,000 Building $197,400	$515,620 (+5.2%) Land $176,794 Building $338,826
2023	$300,400 Land $103,000 Building $197,400	$490,129 Land $168,054 Building $322,075

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–1999)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Communications Cable · Fiber in parts of the area	940 / 35

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.