27 Frederick St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 27 Frederick St, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,852 sqft · built 1971
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesMar 2024 Mortgage
Dec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN392289 20.14-4-9

Property Details

APN / Parcel Number

Primary APN392289 20.14-4-9
Alternative APNs
  • 228902001400040090000000
  • 0010006

Interior

Bedrooms5 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,852 sqft Living Area
1st Floor Area1,164 sqft
Basement Area688 sqft
Finished Basement688 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.339 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area972 sqft
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0010006
Old Parcel Number228902001400040090000000
Street Address27 FREDERICK ST
CityGARNERVILLE
StateNY
Zip10923-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code915
Legal Description49.-6-13
Legal SubdivisionCHAPEL HILL HOMES SEC 02
Legal Block4
Legal Lot Number9.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1001
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9 JON LEIF LN, SPRING VALLEY, NY 10977-6110
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Bargain and Sale Deed, Transfer · Conventional Mortgage
NORWICH COMMERCIAL GROUP INC
Dec 29, 2023Deed of Trust, Mortgage · Commercial Mortgage
CONGREGATION KHAL TZEMACH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2024
Deed SaleMar 8, 2024
Deed Document Number0020246490
Deed Book / Page2024 / 6490
Record UpdatedJun 8, 2026

March 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateMar 8, 2024
Property Address27 FREDERICK ST, GARNERVILLE, NY 10923-1007
Document Number0000006490
Map ReferenceBK 78 PG 59 MAP 3908
Instrument DateFeb 13, 2024
Instrument2024-00006490
Transaction TypeTransfer
Record UpdatedMar 27, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 JON LEIF LN, SPRING VALLEY, NY 10977-6110

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 JON LEIF LN, SPRING VALLEY, NY 10977-6110

Mortgage

Document Number0000006492
DateMar 8, 2024
Instrument2024-00006492
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

Mortgage

Document Number0000006493
DateMar 8, 2024
Instrument2024-00006493
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054
Interest
Rate TypeFixed Rate
Rate6.63%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address27 FREDERICK ST, GARNERVILLE, NY 10923-1007
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038672
DateDec 29, 2023
Instrument2023-00038672
Lender
NameCONGREGATION KHAL TZEMACH
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueAug 30, 2033

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$282,200 (-) Land $106,800 Building $175,400$484,380 (+5.2%) Land $183,316 Building $301,064
2023$282,200 Land $106,800 Building $175,400$460,434 Land $174,254 Building $286,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1979–1999)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35

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