37 Franklin St, Warren, RI 02885 Property Records

Warren Town property record for 37 Franklin St, Warren, RI 02885

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,664 sqft · built 1859
Lot Size	0.133 acres (5,807 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,777 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-0693-60`

Property Details

APN / Parcel Number

Primary APN	`7-0693-60`
Alternative APN	`WARR M:14 L:7`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	3,744 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1859
Effective Year Built	Effective 1859
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,807 sqft (0.133 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	7-0693-60
Street Address	37 FRANKLIN ST
City	WARREN
State	RI
Zip	02885-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Lot Number	7
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1014
Census Tract	30602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warren Waterfront Historic District listed 1974 · 157 contributing resources · NRIS 74000035

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 FRANKLIN ST, WARREN, RI 02885-3507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jan 17, 2018	Deed of Trust, Mortgage · FHA Mortgage STEARNS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	37 FRANKLIN ST, WARREN, RI 02885-3507
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001146-157
Date	Jun 4, 2025
Book Page	1146/157
Instrument	37053

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	37 FRANKLIN ST, WARREN, RI 02885-3507
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1038-211
Date	Mar 17, 2021
Book Page	1038/211
Instrument	28783

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	37 FRANKLIN ST, WARREN, RI 02885-3507
Document Number	946-91
Book / Page	000946 / 000091
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 FRANKLIN ST WARREN RI 028853507, WARREN, RI 02885-3507

Mortgage

Document Number	946-91
Date	Jan 22, 2018
Book Page	000946/000091
Instrument	21419

Lender

Name	STEARNS BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,777.00 (+9%)	$388,000 (-) Land $117,500 Building $270,500
2023	$5,300.00 (+8.58%)	$388,000 (+43.17%) Land $117,500 Building $270,500
2022	$4,881.00	$271,000 Land $105,800 Building $165,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1991–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
i3 Broadband Cable	2,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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