35 Florence Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 35 Florence Ave, Leonardo, NJ 07737

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,670 sqft · built 2017
Lot Size0.129 acres (5,602 sqft)
OwnerIndividual Name on Record
Last Sale$760,000 (Jun 2024)
Tax Bill$11,795 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Aug 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN32-00353-0000-00012

Property Details

APN / Parcel Number

Primary APN32-00353-0000-00012
Alternative APNs
  • 3201169000000003
  • 320035300012

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,670 sqft Living Area
1st Floor Area862 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGambrel
Roof MaterialOther
Lot Area5,602 sqft (0.129 acres)
Lot Dimensions112 ft deep x 50 ft wide
Parking Spaces1 Parking Space
Deck Area300 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Old Parcel Number3201169000000003
Street Address35 FLORENCE AVE
CityLEONARDO
StateNJ
Zip07737-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal SubdivisionOCEAN VIEW PROP
Legal Block353
Legal Lot Number12
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2002
Census Tract800400

Owner

Source: Monmouth County and Middletown Township records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address35 FLORENCE AVE, LEONARDO, NJ 07737-1011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2018Deed of Trust, Mortgage · Line of Credit
INVESTORS BK
Aug 15, 2017Deed of Trust, Mortgage
TWO RIVER CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2024 · Amount on Record
Deed SaleJun 21, 2024 · Amount on Record
Prior SaleOct 16, 2003 · Amount on Record
Deed Document Number202441275
Deed Book / Page9692 / 7874
Prior Transfer DateNov 16, 1999
Prior Transfer Doc5915000644
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address35 FLORENCE AVE, LEONARDO, NJ 07737-1011
Document Number0000009068
Instrument DateJan 6, 2018
Transaction TypeMortgage
Record UpdatedFeb 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address35 FLORENCE AVE LEONARDO NJ 077371011, LEONARDO, NJ 07737-1011

Mortgage

Document Number0000009068
DateJan 25, 2018
Book Page009270/000556
Instrument9068
Lender
NameINVESTORS BK
TypeBank
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 24, 2043
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address35 FLORENCE AVE, LEONARDO, NJ 07737-1011
Document Number0000087032
Book / Page009246 / 009327
Instrument DateAug 15, 2017
Transaction TypeMortgage
Record UpdatedOct 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address35 FLORENCE AVE LEONARDO NJ 077371011, LEONARDO, NJ 07737-1011

Mortgage

Document Number0000087032
DateSep 7, 2017
Book Page009246/009327
Instrument87032
Lender
NameTWO RIVER CMNTY BK
TypeBank
AddressTINTON FALLS, NJ 07724
Agreement
AmountAmount Recorded
Term180 Months
DueSep 6, 2032

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$794,600 (+8.73%) Land $380,100 Building $414,500$794,600 (+8.73%) Land $380,100 Building $414,500
2025$11,795.00 (+25.29%)$730,800 (+32.85%) Land $320,100 Building $410,700$730,800 (+32.85%) Land $320,100 Building $410,700
2024$9,414.00 (+10.39%)
2023$550,100 Land $217,500 Building $332,600$550,100 Land $217,500 Building $332,600
2022$8,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims91 (1978–2018)
Claims Outside the SFHA8 of 91
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 47 claims
  • Hurricane Irene, Sep 2011 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 63% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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