37 Emerald St, Wells, ME 04090 Property Records

York County and Wells Town property record for 37 Emerald St, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,534 sqft · built 2009
Lot Size	3.19 acres (138,956 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Sep 2008)
Tax Bill	$4,427 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WLLS M:076 L:18-1`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:076 L:18-1`
Alternative APN	`M:076 L:18=1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,534 sqft Living Area
Gross Area	6,506 sqft
1st Floor Area	2,222 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	2,222 sqft
Unfinished Basement	2,222 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	138,956 sqft (3.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	37 EMERALD ST
City	WELLS
State	ME
Zip	04090-6165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	MEETINGHOUSE ACRES 2 SUB
Legal Lot Number	18-1
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1010
Census Tract	34002

Owner

Source: York County and Wells Town records · APN WLLS M:076 L:18-1

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37 EMERALD ST, WELLS, ME 04090-6165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 04, 2025	Deed of Trust, Mortgage LIGHTHOUSE FUNDING CORP
Jul 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance INLAND MORTGAGE CORP
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 03, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2008 · Amount on Record
Deed Sale	Sep 26, 2008 · Amount on Record
Deed Book / Page	15495 / 417
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	37 EMERALD ST, WELLS, ME 04090-6165
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197330589
Date	Sep 04, 2025
Book Page	19733/589
Instrument	2025031012

Lender

Name	LIGHTHOUSE FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2035

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	37 EMERALD ST, WELLS, ME 04090-6165
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192800943
Date	Jul 27, 2023
Book Page	19280/943
Instrument	2023021632

Lender

Name	INLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Aug 01, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	37 EMERALD ST, WELLS, ME 04090-6165
Transaction Type	Mortgage
Record Updated	Oct 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188080082
Date	Sep 20, 2021
Book Page	18808/82
Instrument	2021055247

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Oct 01, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	37 EMERALD ST, WELLS, ME 04090-6165
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179620022
Date	Jun 03, 2019
Book Page	17962/22
Instrument	2019019471

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: York County and Wells Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,427.00 (+6.96%)	$685,300 (+0.67%) Land $172,020 Building $513,280
2024	$4,139.00 (+2.02%)	$680,750 (-) Land $172,020 Building $508,730
2023	$4,057.00 (+3.95%)	$680,750 (+82.46%) Land $172,020 Building $508,730	$655,405
2022	$3,903.00	$373,090 Land $68,640 Building $304,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2010 · Severe Winter Storm

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Consolidated Communications.

Based on FCC filings for 45 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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